Can the damaged RMB be exchanged? What are the exchange standards for the damaged RMB? Sometimes when you go out for consumption, you will receive some damaged RMB accidentally, so how to exchange the damaged RMB? Let's learn from the small edition of sihai.com.
'why don't you have money!' but this really happened to Ms. Liu, a citizen. On November 15, Ms. Liu encountered a small trouble when she paid at Beijing Hualian Supermarket in the central area. The 10 yuan given was rejected. The cashier of the supermarket asked Ms. Liu to give another 10 yuan.
The reason is that the RMB is' rotten '. Ms. Liu can only take back the 10 yuan money she got from nowhere and take another 10 yuan for payment.
In fact, many people have encountered similar situations. 'I used to take a piece of money that was a little damaged to buy things. When I paid, the boss asked me to change it directly. The boss explained that customers would refuse such money and couldn't make it up at all'.
Ms. Xu said: 'after that, when I receive the money, I will keep an eye on it. When I receive the damaged money, I will ask for another one, so as not to be rejected again. '
Many citizens who have experienced the same experience say that these damaged RMB are often unknowingly in their own hands, generally not caused by the holder's intentional damage. What should I do about the rejected RMB? Can I only suffer dumb losses and collect the money silently?
Can I exchange the damaged RMB? How can I exchange the damaged RMB? What is the exchange standard?
Can damaged RMB be exchanged? How can damaged RMB be exchanged? What is the relationship between the degree of damage and the face value of exchange? Introduction to the latest exchange standard of damaged RMB.
1. In case of any of the following circumstances, the damaged RMB shall be exchanged in full with the bank;
1. The face damage is not more than 1 / 4, and the rest of the designs and characters can be connected as they are;
2. The face is stained, scorched, wet with water, soaked in oil or discolored, but it can be identified as true or false, the face is complete or damaged no more than 1 / 4, and the rest of the designs and characters can be connected as they are;
2. Where the face of the bill is damaged by more than 1 / 4 to 1 / 2, and the rest of the designs and words can be connected as they are; the money shall be exchanged with the bank according to half of the original face value, and shall not be circulated and used;
3. The damaged RMB shall not be converted under any of the following circumstances;
1. More than 1 / 2 of the face is damaged;
2. The face is stained, scorched, wet, oil soaked and discolored, and the authenticity cannot be identified;
3. Those who deliberately mend, alter, cut and patch up, or uncover one side of the damaged or damaged RMB that will not be exchanged shall be uniformly destroyed by the people's Bank of China and shall not be used in circulation.
Tip: when receiving the damaged or defaced RMB, please go to the relevant bank or financial institution in time to exchange it, so as not to cause 'devaluation' in the process of continuous circulation.