"Five insurances and one fund" is the most concerned treatment of employees besides their salary. According to the government work report 2018, there will be new changes and progress in your "five insurances and one fund". Let's have a look with Xiaobian. What changes will happen to five insurances and one gold in 2018? Will it be more beneficial to the people?
The government work report 2018 proposes:
Continue to improve the basic pension of retirees
And basic pension for urban and rural residents
Entrusted by the State Council, on March 5, the Ministry of Finance proposed to the first session of the 13th National People's Congress to review the report on the implementation of the central and local budgets in 2017 and the draft central and local budgets in 2018, which stipulates that, starting from January 1, 2018, the basic pension for single retirees of enterprises and institutions and the basic pension for urban and rural residents should be improved.
It is estimated that more than 89 million retirees from enterprises and 17 million retirees from government agencies and institutions will benefit from this.
At present, the average monthly pension of enterprise retirees in Tibet, Beijing, Shanghai, Qinghai and other places has exceeded 3000 yuan.
The government work report 2018 proposes:
Continue to reduce in stages
Payment proportion of enterprises' five insurances and one fund '
In 2018, the government work report proposed to significantly reduce the non tax burden of enterprises. We will continue to reduce the payment proportion of "five insurances and one fund" for enterprises at different stages. Over 300 billion yuan of non tax burden should be reduced for the main body of the market in the whole year. Unreasonable and resolute cancellations should be carried out. Excessive and resolute reductions should be made so that enterprises can go to the front and concentrate on development in a light manner.
The notice on key work of cost reduction in 2017 made it clear that provinces (districts and cities) with a total unemployment insurance rate of 1.5% were allowed to reduce the total rate to 1% in stages. At the same time, the proportion of enterprises' housing accumulation fund should be reduced. The unemployment insurance rate will be reduced this time, and the period will be implemented to April 30, 2018. Lowering the unemployment insurance rate will not affect the issuance and gradual increase of unemployment insurance benefits.
According to the 2016 annual report of national housing fund issued by the Ministry of housing and urban rural development, by the end of 2016, the upper limit of national deposit proportion had been fully regulated to 12%.
The government work report 2018 proposes:
To raise the basic medical insurance and serious disease insurance benefits,
The per capita financial subsidy standard of basic medical insurance for residents will be increased by 40 yuan, half of which will be used for serious illness insurance
At present, more than 1.35 billion people are covered by basic medical insurance in China, and the coverage rate is stable at over 95%. The serious illness insurance system for urban and rural residents covers 1.05 billion people. The policy reimbursement level of basic insurance + serious illness insurance has exceeded 80%.
The Ministry of human resources and social security said it will comprehensively unify the basic medical insurance system and management system of urban and rural residents, and realize the integration of handling and service. We will deepen the reform of payment methods, and establish and improve multiple composite payment methods that are adapted to the characteristics of different groups, diseases and services.
We will strengthen the effective connection of basic medical insurance, serious illness insurance and medical assistance, implement comprehensive security, effectively improve the level of medical security, and alleviate the risk of major and major diseases of the people in need.
The government work report 2018 proposes:
We will deepen the reform of the endowment insurance system,
Establish the central adjustment system of basic endowment insurance fund for enterprise employees
According to the Ministry of human resources and social security, it is necessary to further consolidate the provincial overall planning, starting from the establishment of the central adjustment system of the basic endowment insurance fund for enterprise employees, and through the transfer payment and central adjustment fund to subsidize and adjust nationwide. On this basis, it is necessary to realize the national overall planning as soon as possible, and gradually form a fund management system with clear responsibilities of the central and provincial governments and hierarchical responsibilities.
The government work report 2018 proposes:
To expand the coverage of interprovincial on-the-spot settlement of medical bills through basic insurance accounts,
We will include basic level hospitals, migrant workers, migrant workers and entrepreneurs
The direct settlement of cross provincial and non local medical treatment refers to that when the basic medical insurance participants are hospitalized across provinces and non provinces, they only need to pay the hospitalization medical expenses borne by individuals according to the regulations, and other expenses are settled by the visiting hospital and the local medical insurance agency.
According to the regulations, the eligible insured persons are four categories, including those who are resettled in different places, who live in different places for a long time, who work in different places for a long time, and who meet the conditions for referral of medical treatment in different places. They need to be put on record in the medical insurance institutions of the insured places, and they can get medical treatment orderly according to the requirements of hierarchical diagnosis and treatment.
According to the Ministry of human resources and social security, at present, more than 2.1 million people are registered on the National Remote Medical settlement platform, nearly 9000 medical institutions are connected to the Internet, and more than 1600 people are directly settled on the national platform every day, with 16000 yuan less advanced for each hospitalization of the insured.
The Ministry of human resources and social security said it would improve the national platform for remote medical treatment management and cost settlement to provide efficient and convenient services for the masses.
According to media reports:
As of December 31, 2017, there were 1093 designated medical institutions with direct settlement of medical and inpatient expenses across provinces in Beijing, Tianjin and Hebei. There are 683 in Beijing, 147 in Tianjin and 263 in Hebei.
Shaanxi urban and rural medical insurance has realized the direct settlement of medical and inpatient expenses in different places, and the network of direct settlement of medical treatment in different places inside and outside the province has continued to expand. At present, there are 507 medical institutions in the province and 254 medical institutions across the province, covering 31 provinces.
This year, Xinjiang has included migrant workers and entrepreneurs into the scope of cross provincial direct medical settlement.
Inner Mongolia has identified 154 cross provincial and non local medical institutions, including 53 tertiary medical institutions, which is one of 13 provinces and regions in which all tertiary hospitals are connected to the cross provincial and non local medical system.
Please take good care of the "five insurances and one fund"!