Social medical insurance card, referred to as medical insurance card or medical insurance card for short, is a special card for personal account of medical insurance. With personal ID card as identification code, it stores information such as personal ID card information, name, gender, as well as account payment, consumption and other information. However, in some social pharmacies, medical insurance cards are in disorder. Some people use medical insurance cards to purchase, cash out, cheat, buy drugs and sell them at a low price, which promotes the black market transaction of illegal and low-level drugs, leading to the loss of medical insurance funds and laying a serious security risk to the national medical insurance system. How should we use the health insurance card correctly?
First of all, the medical insurance card has three functions: first, it is used to pay by swiping the card in the outpatient department; second, it is used for reimbursement in the hospital (excluding the self payment part, 80% is reimbursed); third, it is used to buy medicine in the drugstore. The proportion of medical insurance card purchase is borne by individuals and companies, 8% by companies and 2% by individuals.
Secondly, under normal circumstances, when patients need to be hospitalized, they can take the medical insurance card, and the medical records can be settled with the medical insurance card when they go to their designated hospitals. Besides the self paid expenses, they need to pay their own (personal account), and the reimbursement part is settled by the medical insurance center and the hospital (overall account). If you transfer from your designated hospital to the second and third level hospitals, you can use the medical insurance card to settle accounts, which is the same as the above. It should be noted that the medical insurance card can only be used by itself and cannot be transferred to others. In case of loss, it is necessary to designate a unit to report the loss in time.
Finally, if the patient's condition is critical and cannot be shown on the spot in the non designated hospital, the insured / relatives can go to the designated hospital for confirmation, and can use the medical insurance card to settle accounts in the rescue hospital after they are determined to be critical in the emergency rescue.