Now can support Alipay or WeChat transfer, but many business or bank transfer use a little more, may be psychological role, feel bank transfer to transfer a more secure sense. So, how about the inter-bank card swiping fee? Is the handling charge for inter-bank transfer paid by the other party? Let's have a look.
The inter-bank transfer fee is paid by the transfer party. For example, the transfer fee of 100 Liang Yuan is deducted from the transferor's card.
In August 2016, the "commercial bank network finance alliance" jointly launched by 12 national joint-stock commercial banks signed a cooperation agreement on the interconnection of commercial bank accounts in Beijing. Alliance Bank announced that inter-bank transfers through electronic channels such as mobile banking and personal online banking will be free of customer service charges.
Including China CITIC Bank, China Merchants Bank, Shanghai Pudong Development Bank, Everbright Bank, Huaxia Bank, Minsheng Bank, Guangdong Development Bank, industrial bank, Ping An Bank, Hengfeng bank, Zheshang Bank and Bohai bank.
Extended data:
Intra bank non local transfer free of charge:
In order to effectively curb the acts of buying and selling accounts and opening fake accounts, and comprehensively promote the management of the real name system of accounts, the notice on strengthening the management of payment and settlement and preventing new violations and crimes in telecommunications networks clearly stipulates:
Since December 1, 2016, if a banking financial institution opens a bank settlement account for an individual, the same individual can only open one class I account in the same bank. If a class I account has been opened and a new account is opened, a class II or class III account shall be opened. This is to protect the security of funds.
At the same time, in order to reduce the transfer cost of residents, the notice on strengthening the management of payment and settlement and preventing new violations and crimes in telecommunications networks clearly stipulates that if a bank charges off-site handling fees for off-site cash deposit, transfer and other businesses within the bank, it shall be free within three months from the date of promulgation of this notice.