With the continuous progress and improvement of China's auto financial system, the business of off-site car purchase loan, which can't be realized before, is becoming more and more popular. Can I get a loan to buy a car in another place? Do you know the detailed loan process for car purchase in other places? Let's discuss this issue with Xiao Bian today.
The specific process of off-site car purchase loan
one
The applicant of off-site car purchase loan applies for the loan. What we should say is that the applicant can apply for the loan either in his own name or in the name of the company. Here I remind you that the institutions that carry out off-site car purchase loan business are not limited to banks. For example, many powerful auto financing companies have carried out off-site car purchase loan business.
two
As for the examination and approval of the loan applicant's conditions when submitting a loan application, this varies with different loan institutions. For individual applicants, they need to provide personal ID card, account book, income certificate, good credit certificate and so on to make loans. For applicants who make off-site car purchase loans in the name of the company, they need to provide business license, tax, company specific information and asset profitability at this time.
three
After signing the loan contract, the loan institutions will make loans. To say that, for the applicants of off-site car purchase loans, they definitely want to get more money and get the money as soon as possible, but different loan institutions will have different loan amount and speed, which is understandable.
After completing the above steps, the whole loan process will be completed when applying for a loan to buy a car in another place. Then you can go to the 4S store to pick up the car. Of course, the applicant must make repayment on time according to the signed loan contract.
How to get a license plate when buying a car in another place?
Whether you buy a car with a local loan or a foreign loan, you have to license the car. Because if you buy a car without a license plate, you can't drive it out.
First of all, we should ensure that the corresponding legal procedures for the purchase of vehicles are complete, especially the qualification certificate of vehicles. After the purchase of vehicles, we need to have invoices, etc. One problem we need to pay attention to is that when we buy a car, because the stores that sell cars mortgage the car Certificate in the bank, the new car owners must wait for the certificate to arrive before they can complete the transaction.
The car buying users from different places can return to the registered residence to settle down according to the state regulations. After purchasing the vehicle, users can ask whether they need to apply for a temporary license plate so that they can drive it back to the local area.
When you go through the local settlement procedures and apply for a license, you also need to provide the corresponding material proof. For example, the original and copy of the certificate, the original of the car purchase invoice, the relevant tax certificate, the owner's own identity certificate, and most importantly, don't forget to pay the compulsory insurance policy.
Car buyers can go to the local license agency to handle the settlement and license affairs after they have prepared all the information about the license plate. Users need to choose regular loan institutions to apply for loans for car purchase in other places, which is more convenient and effective in license plate application.