Original title: what's the matter with the takeover of the Contractor's Bank? Who took over the Contractor's Bank and why
On the evening of May 24, the people's Bank of China and the Bank of China Insurance Regulatory Commission jointly issued a notice, deciding to take over the contractor bank from May 24, 2019 for a period of one year to May 23, 2020. Subsequently, the responsible persons of the central bank and the CIRC answered reporters' questions on the takeover of the Contractor's Bank
1、 Why take over the contractor bank?
In order to protect the legitimate rights and interests of depositors and other customers, the people's Bank of China, the law of the people's Republic of China on commercial banks and the law of the people's Republic of China on banking supervision and administration have jointly taken over the Contractor's Bank on May 24, 2019 in accordance with the relevant provisions of the law of the people's Republic of China on commercial banks and the law of the people's Republic of China on banking supervision and administration The management period is one year.
2、 Why is the trusteeship implemented by China Construction Bank?
The purpose of trusteeship is to ensure the normal operation of the Contractor's Bank, and all businesses will not be affected.
China Construction Bank is one of the largest commercial banks in China, with strong comprehensive strength, standardized operation and management, and perfect network and customer service system. The implementation of trusteeship by China Construction Bank is conducive to the normal development and continuous operation of various businesses of the contractor bank.
3、 Is the principal and interest of personal savings deposit fully protected?
The people's Bank of China, the China Banking and Insurance Regulatory Commission and the deposit insurance fund guarantee the principal and interest of individual savings deposits in full, and individual deposits and withdrawals are free without any change.
4、 What is the impact of takeover on personal financial services?
After taking over, the personal financial services of the contractor bank will not be affected, and the original contract will continue to be executed without re signing.
5、 How to hold the bank card of the contractor? Is online banking affected?
After taking over, the Contractor's bank card will be used as usual, the bank card with UnionPay logo can continue to deposit and cash in all banks, and the online banking business will continue to operate as usual without being affected.
6、 What do individual customers need to cooperate with after taking over?
unwanted. After taking over, the Contractor's Bank operated normally, and personal deposit, loan, remittance and other businesses were handled as usual without personal cooperation.