2017 is about to pass. Looking back on this year, the theme of "benefiting people's livelihood" runs through the whole year. As an important part of benefiting people's livelihood, social security has also undergone tremendous changes. In 2017, at least the following ten important changes have taken place in social security, which have a positive impact on your and my life. Today, Xiaobian will show you what changes have taken place in social security?
Pension ushered in '13 consecutive rises'
[change] in 2017, the pension continued to increase, achieving a '13 consecutive increases' The basic pension level of more than 100 million retirees has been raised by about 5.5% on the whole. The pensions of the elderly retirees and the enterprise retirees in the hard and remote areas have increased a little more appropriately.
[Impact] with the increase of pension, retirees get more money and more secure life. Wu Yue, a 79 year old retired doctor in Beijing, told reporters: 'my pension will probably increase by more than 200 yuan a year, and now the pension level has reached more than 5600 yuan, which is enough to use.'
Endowment insurance fund begins to invest and operate
[change] this year's pension started the pace of investment and operation. According to the data released by the Ministry of human resources and social security in November, the investment in basic endowment insurance funds has been carried out steadily. Nine provincial (District, municipal) governments, including Beijing and Anhui, signed entrustment investment contracts with the Social Security Fund Council, with a total contract amount of 430 billion yuan, of which 180 billion yuan has been received and started to be invested.
[Impact] Chu Fuling, director of China Social Security Research Center of Central University of Finance and economics, told reporters that the current pension pressure is increasing day by day. Under the principle of safe investment and stable investment, it is necessary to use various ways to invest the surplus funds of pension insurance funds, which is conducive to improving the income level and realizing the preservation and appreciation of funds.
Cross provincial and non local medical treatment can be settled directly
[change] in 2017, breakthrough progress was made in cross provincial and non local medical direct settlement. As of October 31, on the basis that all provincial and non local medical settlement systems and all overall planning areas have been connected to the national non local medical settlement system, the number of designated medical institutions across the province increased to 7688, and the number of people registered reached 1.81 million.
[Impact] direct settlement of cross provincial medical treatment saves the insured from the trouble of money advance and back and forth. Tang Jisong, director of the social insurance business management center of the Ministry of human resources and social security, said that all eligible insured personnel can use this system to realize direct settlement of hospitalization expenses across provinces, without having to advance their own funds before returning to the insured area for reimbursement.
Part of the state-owned assets enrich social security fund
[changes] in November, the State Council released the implementation plan for transferring part of state-owned capital to enrich social security fund, which clearly defined that the transfer proportion was 10% of the state-owned equity of the enterprise, and required some central enterprises and some provinces to carry out pilot projects in 2017.
[Impact] Zhang Yinghua, executive researcher of the world social security research center of the Chinese Academy of Social Sciences, told zhongxin.com that with the "blood transfusion" of the social security fund, the pension gap will be alleviated, the gap will not be transferred to the next generation, and intergenerational equity will be realized, which will also help to ensure the timely and full payment of the pension fund and resolve the impact of aging population on the pension system.
Unified accounting interest rate of individual account of employee endowment insurance
[changes] according to the measures for unifying and standardizing the accounting interest rate of individual accounts of employee endowment insurance issued by the Ministry of human resources and social security in April 2017, unifying the accounting interest rate of individual accounts of basic endowment insurance of government institutions and enterprise employees, which shall be published by the state every year. The bookkeeping interest rate should be determined mainly by considering the factors such as the wage increase of employees and the fund balance, and adjusted by a reasonable coefficient. The bookkeeping interest rate shall not be lower than the bank fixed deposit interest rate.
[Impact] in the opinion of experts, unified determination of the accounting interest rate of the basic endowment insurance personal accounts of government institutions and enterprise employees is conducive to the realization of institutional equity. The bookkeeping interest rate shall not be lower than the bank's fixed deposit interest rate, which will help guide the insured to actively participate in the insurance and pay in full, and guarantee the basic life of the insured after retirement.
Combined implementation of birth and medical insurance pilot projects
[changes] in 2017, 12 cities, including Handan, Jinzhong, Shenyang, Taizhou, Hefei, Weihai, Zhengzhou, Yueyang, Zhuhai, Chongqing, Neijiang and Kunming, launched a pilot project for the combination of maternity insurance and basic medical insurance for employees. The pilot will be launched before the end of June 2017, with a pilot period of about one year.
[Impact] according to the requirements, the maternity insurance and medical insurance are implemented in combination, and the maternity insurance benefits of employees during the childbearing period remain unchanged. Yang Yansui, director of the employment and social security research center of Tsinghua University, said that since the proportion of medical insurance reimbursement in some places has reached 80% - 90%, while the proportion of maternity insurance reimbursement is still below 70%, the maternity insurance benefits in these places may be improved after the merger.
Lower unemployment insurance rates and higher unemployment benefits
[change] on the one hand, reduce the payment rate. From January 1, 2017, the province (District, city) with the total rate of unemployment insurance of 1.5% can reduce the total rate to 1%, and the period of reducing the rate shall be implemented to April 30, 2018. On the other hand, we will raise the standard of unemployment insurance. According to the guidance on adjusting the standard of unemployment insurance issued by the Ministry of human resources and social security and the Ministry of finance, we will gradually raise the standard of unemployment insurance to 90% of the minimum wage.
[Impact] unemployment insurance shall be jointly paid by the unit and employees. With the reduction of rates, the burden of enterprises will be further reduced, and the wages of employees may be more or less increased. The standard of unemployment compensation has been raised to 90% of the minimum wage, and the life of the unemployed is more secure.
Employees of the enterprise can apply for skills promotion subsidy
[change] an important function of unemployment insurance is to stabilize employment and prevent unemployment. In 2017, unemployment insurance ushered in a new policy. Eligible employees of enterprises can apply for a large number of skills upgrading subsidies. The first application condition is to participate in unemployment insurance according to law and pay unemployment insurance premium for more than 36 months (including 36 months); the second is to obtain primary (Level 5), intermediate (Level 4), senior (Level 3) vocational qualification certificate or vocational skill level certificate from January 1, 2017.
[Impact] the head of the unemployment insurance Department of the Ministry of human resources and social security said that to some extent, this will mobilize the enthusiasm of employees to learn professional skills, which is conducive to stable employment and prevent unemployment. It is estimated that about 2 million employees will benefit every year.
Pension and medical insurance to be paid for the unemployed
[changes] in November 2017, the Ministry of human resources and social security asked for opinions from the public on the regulations on unemployment insurance (Revised Draft for comments). Compared with the current regulations, the draft added the basic endowment insurance premium, vocational skills appraisal subsidy and entrepreneurship subsidy for the unemployed, and adjusted the medical subsidy to the basic medical insurance premium.
[Impact] the Ministry of human resources and social security pointed out that the payment of basic endowment insurance premiums on behalf of the unemployed solved the problem of the interruption of the payment of endowment insurance premiums for the unemployed, and relieved the worries of the "old-age security" for the unemployed; the payment of basic medical insurance premiums on behalf of the unemployed ensured that the unemployed enjoyed medical insurance benefits, and solved the problem of "medical security" for the unemployed during the period of receiving benefits.
Industrial injury insurance benefits shall be adjusted at least once every two years
[change] in July 2017, the Ministry of human resources and social security issued the guidance on the adjustment and determination mechanism of industrial injury insurance benefits to clarify that the industrial injury insurance benefits should be adjusted at least once every two years in principle.
[influence] in the view of the outside world, with the economic and social development, the average wage and living expenses of employees have changed, and timely adjustment of the treatment level of work-related injury insurance is not only the internal requirement of the work-related injury insurance system, but also the due meaning of protecting the rights and interests of the insured. (end)