How to transfer house property certificate
Some people want to go through the procedures of property ownership transfer, but they don't know how to do it. The following is a careful recommendation for you of the skills of real estate certificate transfer, I hope to help you.
1、 Methods of transfer of house property certificate
Sign sales contract, deliver documents, pay taxes, transfer ownership after paying taxes and collect certificates. Sometimes the procedures are different in different regions. For example, it is possible to pay taxes first and then deliver documents.
Signing a sales contract refers to: the buyer and the seller, together with the intermediary (if any), sign a contract on the real estate price, delivery method, payment method, etc.
Delivery refers to: the buyer and the seller bring relevant information to the housing authority to apply for real estate transfer registration. The buyer shall bring the original ID card. If the loan to the first suite of proof, but also according to the requirements of the housing authority to the relevant departments. The Seller shall bring the original ID card, house property certificate, original relevant tax tickets, etc. The sales contract submitted to the housing authority can be signed with the version of the housing authority. (many big cities have implemented online signature, that is, apply for the pre acceptance number and fill in the form on the Internet first, and then deliver the document, so that you will not queue up in the housing authority.)
Tax payment refers to: after the housing management bureau receives the documents, it will pay various taxes and fees to the relevant tax bureau departments according to the required time. The buyer and the Seller shall bring their original ID cards and pay their respective taxes.
Tax payment transfer refers to: after the buyer and the seller pay their respective taxes, both parties bring their ID cards and all tax receipts of their respective taxes together to the housing authority to check and confirm that the taxes have been paid, complete the transfer, and get the transfer receipt.
Certificate refers to: the buyer according to the transfer receipt specified time, with ID card and transfer receipt to the housing authority to get a new property card.
2、 Transfer fee of house property certificate
（1） The cost of property transfer through inheritance
Compared with the sale and gift, the tax expense of inheritance transfer is the lowest, because the inherited real estate has no business tax, personal tax and deed tax, and only needs to pay the notarization fee. Heirs with the will for inheritance notarization, with the inheritance certificate to the housing management department for transfer name can be.
（2） The fee for obtaining the gift and the real estate to handle the transfer
The individual income tax, deed tax and notarization fee need to be paid for the donation transfer. There is no business tax for the donation transfer, because the donation is considered as the act of receiving the donation free of charge, so the donee needs to pay personal income tax. At the same time, the donation transfer also needs to pay notarization fee, and the deed tax is much higher than the tax for the sale transfer.
（3） Through the sale of housing transfer fees
There are three main expenses of house transaction: business tax, personal income tax and deed tax. If the real estate is less than five years old, it needs to pay business tax and personal tax, as well as deed tax and property right transfer registration fee.
3、 Transfer standard of house property certificate
Ordinary residence: property certificate less than 5 years: business tax transaction price 5.5%; 1% personal income tax; stamp tax 0.1%; deed tax 3% (first purchase 1.5%).
For ordinary houses that have been sold for five years, 5.5% of the difference between the sale price and the purchase price shall be paid as business tax; 0.1% of the stamp tax; 3% of the deed tax (1.5% for the first purchase); personal income tax: if the house sold is the only house for both husband and wife, it can also be exempted; transaction fee is 6 yuan / square meter; cost is 80 yuan.
Non ordinary residence: deed tax 3%; stamp tax 0.1%; business tax: if the house property certificate is issued less than 5 years, it needs to pay 5.5% business tax of transaction price; 1% personal income tax; 1% land proliferation tax. For ordinary houses that have been sold for five years, 5.5% of the difference between the sale price and the purchase price shall be paid as business tax, land increment tax shall be exempted, and personal income tax shall be exempted if the house sold is the only house for both husband and wife.
4、 Process of house property certificate
Step 1: sign the entrustment agreement
Usually, there is a clause about entrusting the developer to handle the house property certificate in the house purchase contract, which can be regarded as a separate entrustment agreement. In addition, many developers will require buyers to sign a power of attorney to entrust them to handle the house property certificate in addition to the "house purchase contract".
The second step: pay the agent fee of house property certificate
When the seller lives, the developer will ask you to pay and collect the invoice.
Step 3: pay public maintenance fund and deed tax to relevant departments
Payment method, you can ask developers or agents of the staff. The public maintenance fund is generally collected by the district office where the real estate is located, and some cities have begun to collect the public maintenance fund by banks. Please be sure to keep the official collection certificate of tax payment and hand it to the developer or agent company in time so that they can apply for the next step.
Step 4: get the house property certificate at the appointed time
After the developer or agent company pays the above taxes and fees, apply for the house property certificate, and register the mortgage, you can get the house property certificate.