When many people buy a house, the first choice is commercial housing, but do you know about affordable housing? If meet the purchase conditions, buyers can choose affordable housing, its price is much lower than commercial housing. What is the difference between affordable housing and commercial housing?
1、 The purpose of construction is different
The purpose of the construction of commercial housing is to earn profits. It is the real estate development enterprises to develop the land, build houses and sell them on the market, but the affordable housing is not so. The purpose of the construction of affordable housing is to provide security for some families with financial difficulties, which is arranged according to the national construction plan.
2、 The price is different
According to the national regulations, commercial housing is priced in a market-oriented way, and the prices of various resources are determined by the market.
In addition to the exemption of land transfer fees, the state also gives preferential policies to other aspects of affordable housing, such as the halving of various supporting fees; the halving of all administrative fees; the construction supporting fees of residential quarters are not included in the cost of housing, etc.
3、 Different house types
It is more suitable for commercial housing than for commercial housing. In the management of affordable housing, the house type of affordable housing should be mainly two or three bedroom. That is to say, developers should focus on the housing with moderate construction area and complete functions, rather than pursuing the super large area.
The area of commercial housing will be determined according to the market demand, such as multi bedroom, duplex, multi story, staggered floor, villa and so on. The area of commercial housing also ranges from dozens to hundreds of square meters.
4、 Enjoy different rights
The purchase of commercial housing means that the buyer has the rights and interests of possession, use, income and disposal, without any intervention from the government. As long as in line with local policies, bought commercial housing can be sold at any time, rental inheritance gift, without any restrictions.
Because the land of affordable housing is allocated by the government, so the buyers have incomplete property rights, even if they buy a house, they can only get the property right certificate, not the land certificate. If you want to transfer, you can only meet the purchase time of five years and pay the land transfer fee. There is no such limit for commercial housing.
5、 Different buyers
If you want to get affordable housing, then the buyer must be a low-income family who lives in the city and has no real estate under his name. There is no such restriction on the purchase of commercial housing. Basically, as long as the person with full capacity for civil conduct has reached the age and has enough money, he can buy a house.
As the housing supported by the government, the affordable housing is different from the ordinary commercial housing. It has the advantages of moderate price, economy and practicability, and there are certain restrictions on the purchase conditions, property rights and uses, and listed transactions. Families who want to apply for the purchase of affordable housing should know the special features of affordable housing in advance.