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Can provident fund buy a house with inter provincial loan

Can provident fund buy a house with inter provincial loan? It needs to be divided into two situations

Now people buy a house will think of using provident fund, because provident fund to buy a house or more preferential, and the loan application is also relatively high. Now many people go to other places to work, and some want to buy a house in their own place of work. However, do not know the provident fund can be inter provincial loans to buy a house? I believe these problems are more concerned about by the majority of friends. Now, let's talk about the conditions for provident fund inter provincial loan to buy a house.

Can provident fund loan across provinces to buy a house?

Housing provident fund loans generally can not be purchased in other places. According to the regulations on the administration of housing provident fund, housing provident fund refers to the long-term housing fund deposited by state organs, state-owned enterprises, urban collective enterprises, foreign enterprises, urban private enterprises and other urban enterprises, institutions and their employees. But some situations are OK.

Housing provident fund loan can be divided into two kinds of situations

1. If you want to withdraw the provident fund to purchase a house in another place, you can entrust the agent of the unit to withdraw the provident fund from the municipal housing provident fund management by virtue of the original house property certificate or the purchase contract plus (deed tax payment certificate) after the purchase;

2. If you are using provident fund loans to purchase houses in other places, if you pay provident fund in your place, you should consult the provident fund in your place to see if you can handle it. If you pay provident fund in other places and buy houses in other places, you can apply for loans in the city's housing provident fund management.

Provident fund loan across the province to buy a house conditions?

1. You can apply for personal housing loan of housing provident fund if you have deposited housing provident fund in full for more than 6 months.

2. For those who have deposited housing provident fund in other places for less than 6 months, the deposit time can be calculated according to the deposit certificate issued by the management core of housing provident fund in the original deposit place. The object of housing fund loan is the depositors who purchase the first set of self occupied housing or the second set of improved ordinary self occupied housing. The depositors who purchase the third set of housing or above cannot issue housing fund loan.

3. If the rate of individual housing loan of housing accumulation fund is lower than 85%, the loan amount of the first self occupied housing should be appropriately increased according to the local commodity housing price and per capita housing area. Workers must hold certificates of deposit issued by the management center of the housing accumulation fund in the employment area, apply for housing accumulation fund personal housing loans to the housing accumulation fund management center at the registered residence.

Can provident fund loan across provinces to buy a house? Of course, provident fund can buy a house with inter provincial loans. Provident fund is mainly used to buy a house. However, the amount and conditions of loans for buying a house locally are different from those for buying a house in other places. Therefore, friends who want to buy a house in other places must know about the conditions for buying a house with inter provincial loans of provident fund in advance, and then see if they are satisfied. Only when they are satisfied can they apply for a loan, no doubt However, it is useless to apply.