Shanghai is a beautiful city. It is a dream for many people to live in Shanghai. It can be said that Shanghai is a city with a relatively large floating population, and the house price is still high. In order to prevent house prices from rising continuously, the government has also made new policies on house purchase restriction, which improves the conditions for buying houses. So, do you know what the new policy of buying a house in 2018 is? Now, let's make a detailed introduction to you with the new deal of Shanghai housing conditions 2018.
New deal of housing conditions in Shanghai in 2018?
1、 Conditions for Shanghai local people to buy houses
The so-called Shanghai natives refer to the fact that one of the couple has a Shanghai registered permanent residence or the buyer himself has a Shanghai registered permanent residence. Although there is no social security requirement for such people to buy a house in Shanghai, there are certain restrictions on the number of houses they can buy.
1. Shanghainese, with family as the unit) have no more than two sets with their parents. If they have no real estate under their own name, they can buy two more sets. (premise: shared with parents before January 28, 2011. Share no more than two sets with your parents. If you have one set under your own name, you can buy another set. (premise: shared with parents before January 28, 2011.
2. Shanghainese, with family as the unit) have no real estate with their parents, no real estate under their own name, can buy two more. If the husband and wife apply for real estate tax exemption (60 square meters per capita), they need to prove that their parents are with their household registration, and they need to go to the trading center when they apply for real estate tax recognition.
2、 Conditions for Shanghai's foreigners to buy houses
1. To buy a house in the name of family, the so-called family means that the buyer is married. The family has no house in Shanghai. Can provide to buy a house before the signing date of the contract in Shanghai accumulated to pay at least two years of income tax or social security certificate.
2. If you have a long-term residence permit for more than 3 years, you can enjoy the treatment of local people in Shanghai, and you can buy a house directly without providing a tax bill. In 2016, Shanghai still implemented the purchase restriction policy. For non Shanghai registered households, if they can provide the tax certificate or social security certificate in line with the provisions, they are limited to purchase one set of housing, and those who already have one or more sets of housing will be suspended from selling their houses in this city.
What is the new policy of buying a house in 2018?
1. Adjust the interest rate of provident fund loan. In 2015, the central bank continued to cut interest rates five times, and the pressure on home buyers to buy houses was really small. If buyers buy a house in Beijing, they can save hundreds of thousands of interest. Some homeowners with the burden of house slaves can reduce the pressure of repayment. At present, the interest rate of provident fund loans with a term of less than five years is 2.75%; the interest rate of provident fund loans with a term of more than five years is 3.25%.
2. We should encourage both renting and selling. In view of the housing rental situation, the relevant departments give subsidy policies to encourage institutional investors to become the source of rental market houses, so as to reduce inventory.
The central economic affairs conference at the end of 2015 clearly pointed out that it is necessary to grow the housing rental market, encourage natural persons and various institutional investors to purchase inventory commercial housing, become the housing supplier of the rental market, and encourage specialized enterprises with housing rental as the main business to buy houses.
3. New deal of residence permit. The threshold for applying for a residence permit has been lowered. As long as you have lived in a business place for half a year (in some areas), you can get a residence permit. The card of residence permit provides benefits for the applicant's employment, social security, integral entry and provident fund. In the future, it will be easier to buy a house.
Through the introduction of the above article, I believe that you should have some understanding of the new policy of Shanghai's housing purchase conditions in 2018 and the new policy of housing purchase in 2018. The topic of buying a house is often discussed. If you want to buy a house, especially in such a prosperous area as Shanghai, you must know the relevant policies and conditions in advance, so that you will not encounter any trouble when buying a house.