Can you withdraw the provident fund when buying a house in other places
Provident fund used to buy a house or more advantages, the interest generated is relatively low. However, for the provident fund policy is not very clear, so the purchase will feel confused. It is quite common to buy a house in other places, so can we withdraw the provident fund for buying a house in other places? Next, let's learn about this problem. By the way, let's have a look at the process of buying a house in other places?
Can the field buy a house to draw accumulation fund?
In principle, off-site house purchase can draw provident fund. According to the latest national policy, provident fund can be withdrawn from other places. However, the implementation is different in different places, so we need to consult the local provident fund center.
The Ministry of housing and urban rural development, the Ministry of Finance and the Central Bank jointly issued the "notice on the development of individual housing loan business of housing provident fund", requiring all localities to relax the conditions of housing provident fund loan. In the future, employees can apply for housing provident fund loan after six months of continuous deposit, and explicitly proposed for the first time that housing provident fund will realize mutual recognition in different places. On September 21, 2015, the Ministry of housing and urban rural development issued the notice of the Ministry of housing and urban rural development on the operation of housing provident fund for off-site personal housing loan, which was signed on September 15, 2015, on its official website.
Provident fund to buy a house outside the process?
1. The loan City provident fund center accepts the consultation of the employees on the loan business in other places, and informs them of the audit materials required for the loan at one time; the employees themselves or their clients apply to the deposit City provident fund center.
2. According to the employee's application, the deposit City provident fund center shall verify the deposit loan situation of the employee, and issue the certificate of deposit and use of housing provident fund for the employee who has not used the personal housing loan of housing provident fund or has settled the personal housing loan of housing provident fund for the first time;
3. After the loan City provident fund center accepts the employee's application for loans from other places, it verifies the authenticity and integrity of the information in the certificate of deposit and use of housing provident fund for employees with loans from other places to the deposit City provident fund center. During the loan repayment period, if the individual account of housing provident fund is transferred, the original deposited urban provident fund center shall timely inform the loan urban provident fund center and the transferred urban provident fund center.
4. When transferred to the urban provident fund center, the housing provident fund account of employees should be received, and the loan situation in different places should be re identified and recorded in time.
The above article is about the field to buy a house can draw provident fund and provident fund to buy a house in the field of all the content of the process, I believe you should have an understanding after reading it. Provident fund can buy houses in other places, but the preferential policies for buying houses in other places are not so good. Moreover, the process is more complicated. If you want to buy a house from other places, you need to have a proper understanding. You can avoid a lot of trouble when buying a house.