Who will pay the transfer fee of second hand house
Second hand house is the house that the original owner sold his house. The transfer of housing rights needs to be registered, and the transfer of second-hand housing involves the change of property rights, which needs to pay a certain transfer fee. So, who should pay for the transfer fee of second-hand housing? Today, Xiao Bian has sorted out the following contents to answer your questions and solve your doubts, hoping to help you.
1、 Second hand housing transfer fees include what
Specifically, the second-hand house transfer fee details are as follows: deed tax, transaction service fee, cost fee, business tax, personal income tax, stamp fee, drawing fee, agency transfer fee, intermediary fee; if it is a loan purchase, it also needs to increase: assessment fee, guarantee fee, mortgage agency fee, agency loan fee. The specific allocation method is also stipulated, buyers should not be pit, sellers should not forget.
2、 Who should pay the transfer fee of second hand house
1. The buyer's burden: second hand house transfer registration fee; second hand house transfer deed tax; second hand house transfer verification fee.
2. The seller's burden: second hand house transfer land income; second hand house transfer business tax and surcharges; second hand house transfer personal income tax; assessment fee.
3. The buyer and the seller share equally: service charge for second-hand house transaction; stamp duty for second-hand house transfer.
Note: if there is an agreement on how to allocate the expenses, it shall be agreed by both parties. If there is no agreement, it shall be allocated according to the law.
3、 Full payment of second-hand housing transfer fee standard:
1、 Deed tax: transaction price & times; 1% (2%, 4%)
First suite: charge 1% for less than 90 square meters including 90 square meters; charge 2% for 90-144 square meters including 144 square meters; charge 4% for more than 144 square meters;
Second suite: transaction price & times; 4%
2、 Transaction service fee: Area & times; 6 yuan / m2 (half borne by both parties)
3、 Cost: 60 yuan for new house property certificate and 13 yuan for new land certificate;
4、 Tax rate: 5.6%
Full business tax = transaction price & times; 5.6%;
Difference business tax = (transaction price - current transaction price) & times; 5.6%;
Payment method:
1. Ordinary residence: (1) ordinary residence within five years (excluding five years) needs to pay full business tax;
(2) Ordinary residential houses with more than five years (including five years) are exempt from business tax;
2. Non ordinary residence: (1) non ordinary residence within five years (excluding five years) needs to pay full business tax;
(2) Non ordinary residential houses with more than five years (including five years) shall pay the difference business tax;
5、 Personal income tax rate: 1%
Personal income tax = transaction price & times; 1%;
Note: conditions for exemption from individual income tax:
1. The house sold by the landlord is the first house of his family.
2. The house is an ordinary residence, and the date of issuing the house property certificate is at least five years or the certificate of paying deed tax is at least five years (including five years)
If the above two conditions are met at the same time, the individual can be exempted from individual income tax when transferring the house;
6、 Stamp duty: 10 yuan (5 yuan for each party)
7、 Fee: 20 yuan
8、 Agency transfer fee: 300 yuan;
9、 Intermediary fee: subject to the charging standard marked by each company.
Second hand housing transfer fee, according to the specific cost of different, buyers and sellers bear different ways. For the second-hand housing transaction service charges; second-hand housing transfer stamp duty, need to be shared by both sides. If you are in a complicated situation, we also provide lawyers' online consulting service. You are welcome to legal consultation.