In recent years, with the rapid development of the Internet era, our lives have been greatly changed. Among them, the biggest change to our life is the online shopping and the third party mobile payment. When we mention mobile payment, we first want to mention Alipay. As the founder and the industry leader of mobile payment, we can say that Alipay has made this invention. Great contribution and hard work. And when such a way of payment has also developed significantly, Alipay itself has diversified development. In addition to daily money transactions, he also added many other functions, such as yu'ebao, short-term borrowing and so on.
Gao Yuwen's new Alipay interface
Recently, however, the media reported that Alipay had suddenly announced the new regulation, and the new regulation will be formally implemented in October 18th. For the new regulation, Alipay and UnionPay will sign the internal contract agreement, and conclude the relevant business of payment and liquidation. For this agreement, simply speaking, Alipay users will go through the UnionPay once every time they use a sum of money, and then the money will be paid by the UnionPay. Call the account the user needs to transfer in.
It is learned that, in fact, there is an additional layer of UnionPay participation in such an agreement. For UnionPay, after all, it belongs to a national institution. I believe it can be further improved in terms of technology and security. In fact, there is more than one problem for users. Adding this procedure will not affect users' transfer, let alone appear Fees charged, however, for the majority of users, this time the agreement reached between Alipay and UnionPay will have more protection in terms of transfer security.
It is said that China plans to select five institutions to pilot financial holding Supervision: including ant financial services
The ant flowers on Alipay and the ants borrow lots of convenience. As long as you deposit more than ten thousand yuan, you can give back several yuan a day! This is incomparable to the bank. In fact, yu'e Bao has another brother, Yu Libao, but few people know about it.
Before people had played with him, he had promulgated new rules. Now it can hold a million yuan. If you save money in it, you can get a lot of rewards. In the past, as soon as you deposit it, you can withdraw it. But not now. If you deposit a million dollars in it, only 10000 dollars can be paid today, and the rest will have to wait until tomorrow.
That is to say, the amount of money that can be traded on that day is only 10000 yuan, and the remaining money can arrive at the account every other day. Yu Libao himself is a very practical function of Alipay. It has high interest and no fee, and the personal deposit limit is 10 million, which is more than one hundred thousand of the balance treasure. However, after the implementation of the new regulation, I believe you will never dare to save all the money, otherwise it will be embarrassed if you use money urgently. So for those who are in a hurry to use money, there are still some disadvantages.