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How to add names on the real estate certificate

How to add names on the real estate certificate

4hw.org: many people who want to get married when buying a house will encounter adding the name of the other party to the real estate certificate to show their loyalty to each other's feelings. How to add or delete the name on the real estate certificate? What processes are needed to add the name on the real estate certificate? Let's have a look!

Let's start by adding a name to the real estate certificate

Adding a name to the real estate certificate, in law, is to 'increase the co owners of the house'. According to the current law, there are three ways to increase the co ownership of houses: the donation of house property right, the sale of houses and the registration of property analysis.

We usually involve more, and we are more concerned about the first point. Generally, parents add the name of their children on the property certificate, or husband and wife add the name of the other party. Let's take a look at the details!

I. name of wife, children and parents without real estate certificate

1. Take three cards (marriage card, ID card, real estate card) and their copies.

2. Go to the housing transaction center, and the window staff will review the submitted materials.

3. The fee for the name added to the real estate certificate: 110 yuan, 80 yuan, 25 yuan and 5 yuan. If it goes well, you can get the real estate certificate in about 20 days.

II. Property ownership certificate with loan and name

1. Go to the bank first to change the mortgage procedures.

2. Expenses for handling: in addition to the handling fee of 110 yuan as mentioned above. If the loan is provident fund, an additional 100 yuan is required; if it is a combination loan (provident fund loan + commercial loan), an additional 200 yuan is required.

3. Other steps are the same as the previous process without loan.

3. It will be much more complicated to add a name to a real estate certificate without direct blood relationship, because it will be regarded as a house sale, and the following fees need to be paid.

1. Transaction fee of 3 yuan per square meter.

2. For less than 5 years, 5.6% business tax plus 1% personal income tax (the period of time is from the issuing date of the production license to the end of the trading day), and no need for more than 5 years.

3. Stamp duty of 5 / 10000.

4. For this contract, each contract is about 5 yuan (different from each district's trading center).

5. If the man transfers 50%, all taxes will be calculated according to the market price. If one million houses are taxed, it will be 500000.

6. If there are several transferees on the certificate, the rights and interests of the certificate shall be divided equally.

Let's talk about the name reduction of real estate certificate

How much is the process and fee for the real estate certificate? According to the lawyer, the name of the real estate certificate can also be divided into different situations: if the name is added or removed between husband and wife, no deed tax will be charged. Adding or removing names between parents and children is regarded as a business, and deed tax shall be charged. Removing the name is similar to share transfer, and the process is similar to normal housing transactions. Only the deed tax of the share is paid, ranging from 1% to 3%.

There are four situations:

1. The first purchase of ordinary residential buildings of less than 90 square meters: 1%.

2. 1.5% for the first purchase of ordinary residential buildings with an area of more than 90 square meters.

3. Non first time purchase of ordinary residence: 3%.

4. Purchase of non ordinary residence: 3%.

There are differences in the real estate policies of different regions. This paper provides corresponding guidance for handling the real estate name increase and name decrease. The specific tax shall be subject to the actual handling.