What qualifications do you have to buy a house? How to check the qualification of buying a house
4hw.org: the price of new houses keeps rising, which makes office workers unable to afford new houses, but they have to buy second-hand houses. What are the restrictions on second-hand houses and how to verify the qualification of purchasing houses? Here are a few items you need to look at carefully.
What conditions do you need to buy a house? A similar house price? Complete materials? Or a completed house loan? No, in fact, what you should have is the qualification to buy a house. If you don't have the recognized qualification to buy a house, even if the loan is available and the house is optimistic, you can't buy a house. Let's see if you have the qualification to buy a house today.
I. do you have the qualification to buy a house?
1. If you want to buy a house in this city, you need to have these materials, including the ID card of yourself and family members, the original and copy of the household register; if the husband and wife are registered in the same household, they need to have the original and copy of the marriage certificate or marriage relationship certificate issued by the civil affairs department; if they are not registered in the same household with their minor children, they need to There are original and copy of identity certificate and kinship certificate of minors issued by the public security department.
2. If the house is purchased in other cities, different cities have different requirements, which need to be determined according to the actual situation. For example, if you are not registered permanent residence in Beijing but want to buy a house in Beijing, you need to have these conditions, including a tax payment certificate (personal income tax) in Beijing for five consecutive years or a social insurance certificate in Beijing for five consecutive years; a valid temporary residence certificate in Beijing; both married couples have no houses in Beijing; ID card, marriage certificate and household register; if you are outside Beijing Party B has bought a house with a loan. If it wants to buy a house with another loan in Beijing, the down payment will be more than 60%. For a collective account, it is necessary to find a unit to receive your account and issue a receipt certificate. Only when the seal is effective can it be.
3. If you are entrusted to purchase a house, you need to have the notarized original power of attorney, the copy of the client's ID card, the original and copy of the trustee's ID card and other elements.
2. How to examine the qualification of house purchase?
1. Online pre signing
In different cities, the online pre signing process will be different, which needs to be determined according to the actual situation. For example, if you apply for online pre signing in Wuhan, you need to log in the "second-hand house personal online contract registration and filing" column of the city's real estate market information network after reading the relevant purchase restriction policies, input the contract text to pre sign the "stock house sales contract" online, or pre sign online in the real estate management department window.
2. Data verification
You need to take the relevant information stipulated by the examination to the window to accept the purchase qualification verification, and get the receipt of acceptance of second-hand housing purchase qualification verification.
3. Query results
To query the review results, you can log in the "second-hand housing purchase qualification verification results query" column of the market information network, enter the number in the receipt, your name and ID number to query the purchase qualification verification results.
4. Receiving the contract
After 48 hours of verification, you need to go to the housing authority to get the result notice with the receipt, print and sign the paper contract that has been filed, and print the letter of commitment at the same time, which means that you are qualified to buy a house.
The above is a small compilation of the relevant knowledge of the purchase qualification review for you, I hope to help you.