Can I borrow it immediately on the same day? If the repayment is successful, you can borrow it as long as you have a loan line on it.
However, in some special cases, you may not be able to apply again after paying off the debt. For example:
1. Overdue repayment
If the repayment is overdue, then the comprehensive credit will be reduced, resulting in the situation that the loan can no longer be applied for. Once the overdue information is reported to the credit bureau, we will not only be unable to apply for loans, but also may not be able to apply for bank loans.
2. Use violation
If you use the loan to speculate in stocks, buy a house, or even gamble, smuggle, or take drugs, you may not be able to borrow it immediately after you repay the debt.
3. Appear dishonest behavior
Once you are overdue in other financial institutions, or listed in the list of dishonest persons by relevant departments, you are likely to lose the qualification of borrowing after repayment.
4. Insufficient loan amount (rare)
At the peak of application, the loan amount may be insufficient. In this case, you may not be able to borrow it immediately after you return it. You need to wait for a while.