You should pay back the money as soon as possible, but there will still be bad records, and you have to pay a certain penalty interest.
No matter how many days overdue, it will cause the following effects:
1. Borrowing and overdue repayment will reduce sesame's credit score. For example, sesame's credit score was originally 660, which may become 600 the next day.
2. Borrowing a day overdue will also appear in sesame's bad credit record, which will hinder some users in handling other tasks.
3. It is possible to shut down the use of borrowing and can no longer borrow money.
You can communicate with the customer service to clarify the reason for overdue payment and express your hope for understanding. However, the overdue record may be recorded in sesame credit. If it is overdue, it will show credit problems. Good credit is a valuable asset. It is recommended to repay on time.