Sihai network

Does one day's late repayment affect credit

A lot of people are overdue for one day in repayment, so what will happen if ant borrows and pays one day later? In fact, overdue for one day will also affect credit.

No matter what kind of loan you make, you should make sure it's not difficult to borrow and repay. If the loan is overdue, it will bring a lot of trouble to your life. After all, in this society, personal credit is indispensable. Here I remind you that whenever you apply for a loan on Alipay ant, you will have to repay it at any time. Otherwise, it will also be regarded as an overdue behavior. Whether it's a day or a few days late, it will have an impact. Let's take a look at the ant loan. What will happen if it's a day late?

Generally speaking, ants will start to deduct money from 10:00 noon on the deduction day. If the deduction is not successful at 6:00 pm, it will be regarded as overdue. Some small partners will say that one day overdue should have no effect, but it is not the case. No matter how many days you are overdue, it will cause these effects.

1. Sesame score reduction: if the loan is overdue, the credit score of sesame will be affected first. When the sesame score is evaluated next time, your sesame score may be less. It's only up one or two points a month. It's possible to reduce your score one day later. It's not cost-effective!

2. Impact on other businesses: Sesame credit score is also recorded. If sesame credit score is negative, you will encounter obstacles when you need to authorize sesame credit. For example, in Alipay, there are good loans and net business loans.

3. Can't use jiebei: jiebei is a product that pays great attention to risk control. Even if you are only one day overdue, it may lead to the reduction of the amount of jiebei, and even be directly closed. After all, jiebei has closed a large number of users.