Sihai network

What's the amount of ant loan in 2018

Because the amount of ant loan ranges from 1000 yuan to 300000 yuan, and the amount of loan is completely determined by the system itself. Therefore, here is to analyze the reasons for obtaining the following amount for the first time.

1. Initial application limit: more than 1000 yuan and less than 10000 yuan

Reason: the user just meets the opening conditions of ant loan, and the system judges the individual credit qualification as ordinary user, that is, the user with small loan demand and ordinary repayment ability at the same time.

2. Initial application amount: more than 10000 yuan

The reason is: users have higher credit score and longer use of Alipay products such as Hua Bai and Yu Ebao. At the same time, users' personal information is perfect and credit qualification is good.

How to increase the initial amount of ant loan

1. Improve personal data, such as education certificate, property certificate, etc., which helps to improve sesame credit score, and higher sesame credit score is conducive to automatic amount increase.

2. Often use ant to borrow, use ant to borrow many times in the current amount of loan, and repay on time, so that the system will judge the user's loan behavior as the user in need, so as to actively increase the amount to the user.

3. If the amount of ant loan is too low for the first time, you can take the initiative to increase the amount. In the borrowing interface of ant loan, click increase the amount to increase the amount.

4, more use of Alipay, online consumption, offline consumption, or recharge the telephone bill, pay the water and gas charges and other living expenses, are used to Alipay, the system will judge that the user is active users, the asset situation is better, so as to help users to raise the amount.

The first application amount of ant loan does not represent the final loan amount. Even if the first application amount is only 1000, the amount can be increased through a series of amount raising methods. However, it should be noted that the increase in the quota does not mean that people can borrow money at will, otherwise excessive overdraft consumption will suffer sooner or later.