What is affordable housing? What conditions do you need to buy affordable housing
4hw.org: in recent years, the real estate industry has been in a downturn. At present, although there are signs of recovery, many buyers prefer practical affordable housing, because its price is much cheaper than ordinary housing, so do you know what is affordable housing? Which ones meet the conditions for affordable housing? Let's take a look!
I. what is affordable housing?
Affordable housing refers to the government provides preferential policies, limits the construction standards, supply objects and sales prices, and sells to low-income families with housing difficulties.
Precautions for purchasing affordable housing
1. Location Most of the affordable housing projects are located in the urban-rural areas. There are relatively few bus lines and optional stops from some affordable housing communities to the urban area. After a few years, at least, it is impossible for buyers to sacrifice their existing work or career.
2. House type. When purchasing affordable housing, we should also make clear the concept of shared area, use area, etc., and fully investigate the house type. While pursuing a large area, we should also increase the cost of house price and property management, and pay more attention to the function of living room.
3. Contract Some economic and applicable housing projects are built by some units themselves or jointly. Before purchase, it is necessary to inquire about the important conditions such as sales license and property right, and property management, etc., carefully study each item of the contract, and stipulate the delivery time, area error, key supporting facilities in the supplementary terms, and indicate the punishment method of developers for each breach of contract. It is necessary to When you ask a professional lawyer, it's more appropriate to consider and sign again. Don't believe in the advertising or the oral promise of the sales staff, or you will regret it.
4. Delivery. After the house is built, it can be moved in after passing the completion acceptance and decoration and other procedures of relevant competent departments. When the developer delivers the house, don't forget to ask the developer for the instruction manual and quality assurance certificate. It is better to make clear many problems in the process one by one.
2. Who is economically applicable?
The application for the purchase of affordable housing shall be based on the family and meet the following conditions:
1. The applicant is at least 18 years old, with full civil capacity, registered in this district, and has obtained the city's household registration for at least 3 years (if the single family applies, the applicant must be at least 30 years old).
2. The standard of the annual income of the family applying for the previous year is that the annual income of one family is less than 22700 yuan, the annual income of two families is less than 36300 yuan, the annual income of three families is less than 45300 yuan, the annual income of four families is less than 52900 yuan, and the annual income of five or more families is less than 60000 yuan.
3. The total amount of applied family assets is less than 240000 yuan for one family, less than 270000 yuan for two families, less than 360000 yuan for three families, less than 450000 yuan for four families and less than 480000 yuan for families with more than five families.
4. The per capita use area of family housing is less than 10 square meters.
Through the above introduction, I believe you have some understanding of affordable housing. The core of affordable housing is to improve the quality of life of residents and provide quality of life. There are advantages and disadvantages to this kind of property. For buyers, the advantages and disadvantages depend on their own views. To buy or not to buy this kind of property, we need to consider a comprehensive factor, and we still need to be cautious.