What are the 7 major lending platforms of Alipay? The summary of Alipay's lending platform is to see what it has.
1、 Flowers
Alipay launched a 'first consumption, after payment' service, sesame seeds of more than 600 users, have the opportunity to apply for the opening of 'flower chant'. At present, the amount of Huabei is between 2500-30000 yuan. Users can use it to shop in tmall mall or Taobao and make repayment on the 10th of the next month after confirming the receipt of the goods. As long as the repayment is made on time, no handling charge will be charged.
2、 I'll borrow the ants
Alipay's loan business is called ant loan. Users do not need to submit complex personal materials and financial proof to complete loan in the shortest 3 seconds. The service is located in the credit life of sesame credit. Specifically, as long as you open Alipay wallet, click on the fortune to check sesame credit score, then click on the credit life menu to see "ants borrow". To use the service, users who need more than 600 points can apply for loans ranging from 1000 yuan to 300000 yuan. Specific amount you need to login Alipay after entering sesame credit to check. The amount of user request can be transferred to the balance of Alipay, just like the loan from the bank.
It should be noted that the longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%. On the whole, the use of Alipay's ant loan is convenient and fast, but its interest rate is relatively low, so remember to overdraft within the scope of capacity, so as not to exceed the ability of repayment, and have a bad effect on personal credit.
Three. Alipay network bank
Alipay Internet banking is still serving small and micro businesses, mass consumers, rural operators and farmers, small and medium-sized financial institutions. The application threshold is the same as the previous loan. The maximum loan amount is 10000 yuan, the expected annual interest rate on the loan day is 0.05%, and the loan period is 12 months. The equal principal repayment method is adopted.
4、 Rongding Baidai
Rong Ding hundred loan is a platform with many loan numbers for Alipay life. For example, if you are short of money, you can provide the borrower with a loan of 1000-5000 yuan, with a term of 30 days. On the same day, you can review the current payment, and often provide the borrower with some interest deduction vouchers.
5、 Zhaolian haojidai
The joint venture loan is the Alipay life code loan, which can be recycled at the top 200 thousand. The minimum daily interest rate can be 0.029%, which can be returned with borrowed money. The borrower is required to be 18-50 years old and have a sesame score of 550 or above.
6、 Ping an inclusive loan
Ping An Pu Hui I loan is Ping Po Pu's Alipay life code loan. It provides the borrower with a maximum loan of up to 30000 yuan. With the loan, it only takes 3 minutes to reach the account. After the age of 18, you can apply for it.
7、 Baoyin consumer finance
Consumer banking is the Alipay life code loan issued by the package bank. If the borrower's Sesame score is above 620, he can get a credit loan of up to 50000 yuan, with a minimum daily interest of 1.4 yuan per 10000 yuan. He can repay in installments in three phases, six phases and twelve phases.
These are the seven major lending platforms of Alipay. These seven kinds of loans are popular nowadays, and the credit level is very high.