Alipay announced recently that Alipay's payment code will be exclusively used for payment in line only after February 20th. It will only be used for offline payment, and no longer have the function of transfer payment. All receivables will be unified entrance to 'I want to receive' page. Do Alipay businesses ask for fees? 2018 what is the standard of Alipay business cash? Let's have a look.
Alipay said the move was aimed at strengthening the product positioning of payment codes and better serving users' different business needs, but in fact, this should be done more to guard against fraud.
To put it simply, the payment code of Alipay is equivalent to your bank card + password. If you display it to someone else, you can not confirm the direct transfer payment, so the fraudsters will often deceive the user to show the payment code, and easily cheat the money away.
In the future, such as supermarkets, convenience stores and other offline payment scenarios, Alipay payment code can still be used normally, but even if it is distributed to others on the Internet, the other side will not be able to transfer.
In fact, before that, Alipay had banned screenshots of payment code pages, and today it has completely eliminated the fraudulent fraudulent practices.
At the same time, for tens of millions of small businesses across the country, also ushered in major benefits. Roadside breakfast shops, vegetable markets, fruit shops and even roadside stalls can apply for 'Alipay pay code' stickers to accept consumers' transfers. They are all free when they are put to bank cards, and they can clearly see every stroke, daily bills and monthly bills are simply 'money collecting artifact'.
A lot of businesses love to collect money through Alipay, but there are many troubles: the collection fee is more than 20 thousand, and personal life bills are mixed with shop bills.
And with the store's code, it means that every business's Alipay account has two bills, a life bill and a shop bill.
For example, taking a small business with a daily flow of 10000 yuan as an example, it can save more than 3600 yuan in withdrawal fees every year. Moreover, when you go to the 'collection code' page, you can see every flow, daily bill and monthly bill at any time, which is equivalent to finding a free 'small accountant'.
If you need to collect money through Alipay, you can click on the Alipay home page on the top right corner of the '+', choose 'I want to receive money', show the two dimensional code to the other party, or add my receivables to the homepage of the front page.