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How much is the initial amount of ant loan? How to increase the amount of ant loan in 2018

How much is the initial amount of ant loan? How to increase the amount of ant loan in 2018

Sihai: ants borrow is a loan service for personal consumption, users can directly borrow money on Alipay. Alipay official data show that the opening standard of ants is based on the credit status of users.

How much is the initial amount of ant loan

1、 The credit score of ant jiebei sesame is more than 600 (Sesame credit score is scored according to five aspects of identity, behavior preference, performance ability, interpersonal relationship and credit history), and the credit record is good. The initial limit is generally 10000 yuan by default.

2、 However, some people's initial quota is very high. Before May 2016, the maximum quota was 200000 yuan, and then it was increased to 300000 yuan. The specific amount should be determined according to the individual. Due to different personal qualifications, the initial quota is also different.

How to increase the quota

First, do more shopping on Taobao tmall.

Second, the receiving address is stable. It's better not to change it. It's suggested to leave only one address.

Third, mobile phone mobile phone number must be consistent with Alipay's mobile phone number.

Fourth, in the past six months at least 2-3 times a month donation, the amount of money on the line at random one or two yuan, lies in the persistence.

Fifth, the water and electricity payment number address must be consistent with your receiving address, how inconsistent to advise you not to pay.

Sixth, financial monthly and your shopping must be in proportion, such as monthly consumption is more than 10000, your financial proportion of 20% of the amount of shopping best! (don't put yu'ebao, it's better to get rid of ants)

Seventh, the best friend is more transfer, chat, red envelope, have overdue friends are deleted.

Eighth, credit card binding, the number of 3 is the most reasonable, too much will determine your debt pressure, affect the credit, before not borrow chant must use credit card payment, and repayment credit card on time!

Ninth, complete the task of Alipay sesame, and give you more accurate assessment grades, such as: vehicle information, academic qualifications information, British collar, pulse, nails and so on!

Tenth, sesame credit is based on the time of data source registered by Alibaba. That is to say, the higher the sesame score, the better. Instead, the time has been taken as the base. The big dimension of X5 = grade evaluation