Sihai network

How long will Alipay's negative record be eliminated? It can't be eliminated within five years.

How long is Alipay negative record removed?

Alipay's negative record will be directly related to the central bank's credit reporting center. Personal credit reporting has negative records. It can not be eliminated for at least five years. Only by accumulating credit slowly can it be basically eliminated after five years.

Knowledge extension:

Alipay sesame credit score negative record view method

Open the login mobile phone version of Alipay wallet, log on, click on [my] fortune, choose [sesame credit score]

After opening sesame credit score, click "credit life". If you can't open sesame credit score, you can't find it

Open the credit living area of sesame credit, and you can see a [View record] in the upper right corner of the screen

There are two kinds of records that can be viewed here. One is authorization records, and the other is negative records to be queried

Under normal circumstances, you will not have a negative record, general online shopping Taobao is impossible to have a record of default

Generally, negative records are mostly generated by credit card consumption, so credit card is also a double-edged sword

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