Can Alipay negative record be eliminated? What does Alipay negative record mean without processing? Some buddies have negative records on Alipay, so can this negative record be eliminated? Let's look at it together.
What is Alipay negative record not dealt with?
Negative records do not include arrears, but include:
1. The debt is not paid or not paid on time;
2. Illegal transactions (swiping orders, etc.);
3. Violation evaluation (malicious evaluation, etc.);
4. Spamming information!
If it is found in the negative credit record of sesame, it may be that Huabai, Jiebai or other small loans are overdue and need to be repaid. If there is overdue, sesame credit will be reported, and overdue records will be displayed for 5 years. It is recommended to login Alipay client, click on my "sesame credit" - Credit Management - negative record view.
Compared with the 5 year record of the personal credit information system of the bank, 2 years after the repayment was eliminated, the sesame credit issued by Alipay was also updated recently. Many users found that their sesame credit cards had gone up or down, and new bad credit records were added. After that, all kinds of irregularities will be recorded in the register, which will affect the scores and seriously will not be able to make loans.
The score range of sesame score is 350-950. The higher the sesame score, the better the credit status of users. Recently, while expanding the application scenarios of credit business, sesame credit has also introduced more data sources and updated users' sesame scores.
Users can clearly see their negative records in their sesame credit. For the record with objection, the user can propose a defense, and the defense content will be displayed in the negative record simultaneously.
Can Alipay's negative record be eliminated?
It can't be eliminated. All users should pay attention.