How to classify sesame credit? How many sesame credit grades are there
Sihai network: with the development of Alipay, all kinds of functions have appeared one after another, enabling everyone to realize the consumption pattern of first consumption and payment. But with it comes the sesame credit system. So, do you know that sesame credit score, which is closely related to Huabai and Jiebai, is graded? Let's have a look.
At present, Alipay sesame credit is divided into 5 grades, as follows:
Grade 1: 700-950, excellent credit
Grade 2: 650-700, excellent credit
Grade 3: 600-650, good credit
Grade 4: 550-600, medium credit
Grade 5: 350-550, poor credit
Generally speaking, when sesame credit and real name authentication are just opened, sesame credit score will be more than 300 points, and then shopping can reach more than 400 points. When the score exceeds 650, that is, the credit rating is excellent, your credit score will be very valuable, and then you can do more things. The most common is free riding, the condition is sesame credit more than 650. Of course, there are other charge free services, such as hotel accommodation. Housing leasing, credit treatment, etc.
In this regard, many netizens have said that the original sesame credit score is high, there are so many benefits, it is really eye-catching.
Then, how to improve personal sesame credit score? There are only the following ways:
Online shopping, Alipay payment can improve sesame credit score.
It is reported that Huabei repays a certain amount in installments, which is equivalent to performing the contract once every time. It is easier to improve the credit score.
Using Alipay transfer function, the more times and the bigger the sum, the higher the credit score of sesame.
Pay for the phone, gas, credit card, etc.
In a word, Alipay can use Alipay as much as possible, so your sesame credit score will continue to improve.
Maybe many people will say that the high credit score is not good for me. I don't want to work so hard to improve it. Of course, everyone has his own ideas, and how to do it depends on his own choice. However, since it is linked to one's own credit, it is certainly higher and better. However, when they do not fulfill the contract, there will be the risk of being deducted credit points.
In fact, although sesame credit scores can be updated on the 6th of each month, so far, most users' credit scores are between 600 and 700, and there are few between 800 and 900. It can be seen that more than 900 users are even less.