How to calculate the income of yu'ebao?
Yu'ebao is currently a popular way of investment and financial management. Many people invest in yu'ebao, but they don't know how to calculate the income of yu'ebao. The premise of calculating the income of yu'ebao is to check the yield of yu'ebao. According to different rates of return of yu'ebao, you can calculate the income of yu'ebao according to the formula of 'yu'ebao income = (your actual capital & times; per 10000 shares) & pipe; 10000 or yu'ebao income = per 10000 shares income & pile; 10000 & times; your actual capital'.
Since June, the largest third payment platform in 2013, Alipay has launched a value-added service (balance treasure) service. Rumor has it that this year there will be a bubble in the national capital. Therefore, Alipay has launched this value-added service to allow more people to deposit the money in the balance treasure, then the sum of the money will be aggregated together to invest again. In the course of this investment, the proceeds will be calculated according to the amount of your capital, and the interest will be converted into interest. How about the balance of Zhenbao? How to calculate the yield of yu'ebao?
The calculation method of yu'ebao's income: 7-day total income / 10000 (with 10000 yuan as the basic unit of calculation) * 7-day annualized rate of return per 10000 copies = income (income / day)
Let's take an example: the total income of seven days is 200 yuan / 10000 * 2.056% (the income of every 10000 shares announced by the fund company on that day) = 0.009 yuan (the income of that day)
Calculation rules of yu'ebao income:
Step 1: you must have an account of Alipay (or balance treasure). Transfer the deposit from Alipay to the balance treasure.
Step 2: after transferring the funds to yu'ebao before 15 o'clock on the same day, it needs to be confirmed by the fund company, and the time is one day (weekends and national statutory holidays are not confirmed).
Step 3: the fund company is divided into yu'ebao internally, which mainly collects the funds of all users of yu'ebao, and then invests them.
Step 4: every 10000 daily returns are announced by the fund company. Its origin is that the fund company will invest your principal, and then the ratio of the return to the principal on that day, for example, if the investment is 10000 yuan and the return is 100 yuan, then the yield is 1% (100 / 10000 = 1%).
Check the 7-day annualized rate of return for every 10000 copies of yu'ebao (this is the rate of return launched by yu'ebao). Baidu searches' yu'ebao 'and clicks on the link of yu'ebao.
Step 5: enter the yu'ebao earnings broadcast page, which is a platform specially announced by fund companies for the annual rate of return per 10000 copies. (Yu EBAO's 10000 year yield is based on the proportion of seven days' income to the whole year.) If the yield changes every seven days, your income will also change with it.