Sihai network: what's the use of Alipay reserve fund? Can Alipay reserve to Yu Li Bao? Let's get to know it with you.
Alipay hot push Alipay reserve gold 0 interest, 0 charges within 7 days to return, Alipay reserve fund to solve many people in urgent need of funds, it can be said to be very practical, at present, the standby gold fixed 500 yuan per person. Recently, many friends have asked whether Xiaobian can transfer the reserve fund to Yu Libao. In fact, this question is not difficult to reply. If you want to know the answer, please read the following article to find out.
1、 Can you put Yu Libao?
Yu Libao is a cash management product mainly for individuals, small and micro enterprises and small and micro operators, with the characteristics of low risk and high liquidity. The maximum amount of shares that Yu Libao can hold in a single account is 10 million yuan, that of a single enterprise account is 50 million yuan. The daily real-time redemption limit of a single individual account is 1 million yuan. The real-time redemption limit of a single enterprise account is 5 million yuan. The non real-time redemption limit is unlimited.
At present, Alipay reserve funds only support withdrawals to the balance. If you want to cash in a bank card, you need to cash the cash reserve to the Alipay balance, then withdraw it from the balance to the bank card. If you have already used up the free amount of the Alipay cash, then this reserve fund will need to charge 0.1% service charge to the bank card.
If you want to put it in Yu Li Bao, it is also OK. First, you should withdraw yu'ebao, and then transfer to Yu Libao. However, the premise is that you must open Yu Li Bao.
2、 What are the benefits?
1, you can avoid Alipay's cash handling charges.
2. Large amount. The purchase limit is large, reaching 10 million. The real-time transfer out quota is 1 million. If it is an enterprise user, it can be bigger.
3, Internet banking can bind Alipay to use.
4. It's a little bit of the same as gaoyibao.
However, it is worth noting that Yu Libao can not pay directly and must be redeemed first. In terms of convenience, it is not as good as yu'ebao. Through the above introduction, parents need to know that it is a little cumbersome to transfer Alipay reserve funds to Yu Li Bao, and the proceeds of 500 yuan reserve fund are not high. Xiao Bian feels that there is no need to go back and forth.