Credit investigation on overdue Huabei meeting
How long will Alipay be on credit? The following is a small compilation of relevant information for your reference.
The opening of Huabei mainly refers to personal sesame credit. If the credit score is high, you will get a high amount of Huabei installment. It is not a big problem if a short-term or small amount of money is overdue. As long as it is paid off in time, it will not be included in the credit reference. However, if someone maliciously overdue, such as using up all the amount of money, having a long repayment time, and unable to contact users, will be reported to the credit reporting system of the central bank, which will affect the credit record of users; if they just forget to repay, and the time is short and there is a grace period, it may affect the credit reference But it will not be recorded in the credit reporting system of the central bank.
If ant Huabei is overdue for one month, it may be used for credit reference. Moreover, users have to pay off the overdue amount, and they will never be able to use consumer credit products such as Huabei and tmall installment. Although it's convenient to shop and spend, you must remember to pay back on time.