Four seas network: what are the credit grading of Alipay? Alipay's credit rating and welfare are different. The following is the relevant information compiled by Xiaobian for your reference.
Sesame credit score, it is actually through cloud computing, machine learning and other technologies, from the data analysis, to present our personal credit status. Through this comprehensive evaluation, users with good sesame credit score can enjoy the service of sesame credit selection, which provides great convenience for their own life. These services range from credit cards, mortgage loans, to hotels, rental housing, car rental, marriage, student services, public service, etc., providing users with high-quality services in all aspects of people's life, so that the majority of users enjoy the convenience of credit and make the relationship between people more simple.
Each Alipay user has his own sesame credit score. According to his personal behavior, the sesame score is different. Sesame can be divided into several grades: 700-950 means excellent credit, 650-700 means excellent credit, 600-650 means good credit, 550-600 means medium credit, and finally 350-550 is poor credit, which is ranked one by one.
Different grades of sesame score, the corresponding welfare is not the same. Those with a sesame score above 600 are eligible to apply for advance consumption and loan services such as Huabei and borrowing, and they can also enjoy the benefits of deposit free hotel and Room Renting. If your sesame score is higher than 650, you can ride ofo, Youbai bike and rent a car without deposit. As long as you scan the code, you can ride your bike. Isn't it very convenient. If your sesame score is higher than 700, you can quickly apply for the new Gabor visa. In this way, when some outbound tours are hot, you don't need to apply for the visa in person, which can save time and save the trouble of providing some personal data.