What are the precautions for buying an accident car and a used car for 296000 yuan
4hw.org: in the past two years, the second-hand car market is also very hot. Many people buy second-hand cars just for the sake of price performance, but it's a tragedy when they accidentally buy an accident car. Recently, a couple spent nearly 300000 yuan on a second-hand Mercedes Benz. Who knows, the nightmare starts the next day after buying it!
In the middle of January 2016, Liu Yingxi and his wife purchased a Benz car at a used car dealer in Banan District, which cost 296000 yuan, only about 20000 yuan lower than the market price of new cars. Liu Yingxi said that on the one hand, second-hand cars can save purchase tax, on the other hand, it is out of the trust of dealers, 'such a big store, don't deceive us'.
But what Liu Yingxi and his wife didn't expect was that it was really an accident car.
'I've run more than 9000 kilometers, and there's nothing unusual about my appearance. The dealer told us that it's people in Jiangsu and Zhejiang. There are too many cars at home. They need to change new cars before they sell them. 'at that time, they believed the dealer's story,' Mr. Liu said.
The day after they bought it, they found that one of the tires was cracked. Liu Yingxi and his wife don't know much about cars. They consulted professionals many times and dealt with them several times, but they didn't solve the root cause of the disease. Various problems still appear frequently.
The couple became increasingly dissatisfied with the car's' problems' and decided to sell it for a new car. It was found that the car belonged to Zheng Mou, the former owner of Shanxi Province, who had a traffic accident - "running straight against the wall", and applied for insurance claims on August 13, 2015, with the amount of compensation up to 302200 yuan. The amount of this claim is higher than the price of Liu Yingxi's naked car.
In addition, Liu Yingxi also found that after the accident, the car had been transferred many times, and the dealer she bought the car was involved. Originally, the car was purchased by the dealer on November 4, 2015 and passed the ownership; on November 11, 2015, the car was transferred to YingMou in Taizhou, Zhejiang Province by the dealer; on December 16, 2015, it was transferred to the dealer by YingMou. After learning about the situation, Liu Yingxi and his wife went to the dealer for consultation at the first time, but they did not reach an agreement.
According to Liu Yingxi and his wife, the dealers' concealment of important information enough to influence consumers' decision-making constitutes a consumer fraud. After consulting legal personnel, they are ready to appeal.
296000 people paid 30000 yuan for insurance for buying accident cars. There are many problems in second-hand car sales, but the insurance records are generally readable and simple: 1. Call the customer service number of the insurance company; 2. Go to the car management office for inquiry.
Pay attention to buying used cars
When it comes to buying a car, second-hand cars are very cost-effective, but many people say that buying a second-hand car, only checking the 4S shop's maintenance records and insurance records, it can be concluded that the car has not had an accident, adjusted the watch, etc., in fact, it is not necessarily reliable.
According to the senior manager of the used car business who has been operating for many years, many vehicles will not choose to report insurance in case of small scratch accidents, nor will they always do maintenance and repair in the 4S shop, so it is difficult to fully understand the real situation of the vehicles.
Generally, the first thing to be inspected is the car paint, which can be used outdoors with good light to see if there is any color difference in the part of the car. If there is a certain paint spraying, if the whole car has been painted, it can be found that some joints can be inspected. Of course, some second-hand car vendors will unload the whole car and repaint it, so they have to rely on the instrument to check.
When identifying the engine compartment, open the engine compartment, check whether the front bumper, water tank frame and front anti-collision beam have been replaced, mainly depending on whether the fixed screws and clips have been screwed and whether the old and new parts are old and new.
Of course, the most important thing is the engine. You can start the vehicle to listen to the engine sound, whether there is abnormal noise, and whether it vibrates at idle speed.
Of course, it is also necessary to check whether there is oil leakage and oil leakage in the engine compartment. At the same time, it is necessary to check whether the chassis suspension system is aging and oil leakage, and whether the collision is serious.
At the same time, in order to prevent the purchase of the vehicle, it is necessary to check whether there is water stain on the vehicle floor and whether there is sludge at the corners.
How to query accident records of used cars
Because the personal information of the vehicle involves some personal privacy information, it can not be inquired through the phone and website.
1. You can go to the vehicle management office for inquiry. Please remember to bring your own ID card to inquire. This method is the most common.
2. You can check your own motor vehicle registration certificate. There are clearly written changes of motor vehicles on the vehicle registration certificate.
Buy used car insurance do not transfer compensation?
Industry insiders said to the financial sector insurance, buy second-hand car, insurance must go to transfer. The original investor shall take the ID card, driving license, compulsory insurance policy and other information to the underwriting company to handle the transfer formalities of compulsory insurance. After the transfer, that's enough to avoid trouble.
Will the original owner's record be inherited?
Many used car buyers are always worried about whether the violation records of the original car will be inherited by themselves. Insurance experts told the financial sector that the CIRC has regulations that during the insurance period, the motor vehicle is transferred and the compulsory insurance contract is changed. When the insurance is renewed in the next year, the accident records of the previous owner will not affect the next owner. But commercial insurance, must be transferred, in order to get normal claims. The traffic accidents of the previous car owners, any violation of laws and regulations, will not be inherited to the new car owners.