Alipay transfer to bank card fees
In order to continuously enhance the service capability of Alipay, we will provide you with more excellent services. From October 12, 2016, the charging rules for transfer to card (including ourselves and others) are as follows:
1. the number of Alipay real name accounts under the same identity card will be shared for 20 thousand yuan, including the basic free quota (including transfers to bank cards and account balance withdrawals). After exceeding the quota, the excess amount will be collected at 0.1% service charge, with a minimum of 0.1 yuan / pen.
2. At present, there is no basic free quota for non real name accounts. The service charge for the amount transferred to the card is 0.1%, with a minimum of 0.1 yuan / transaction. In order to provide you with better service, it is recommended that you complete the real name authentication as soon as possible.
reminder:
1. if your basic free quota is used, users can use ant score to exchange the free amount on Alipay mobile phone.
2. mobile phone transfers to Alipay account, pays no credit to its credit card payment, and transfers from the balance page operation to the bank card without charge.
3. Since October 12, the payment of yu'ebao is not supported when transferring to the card at the computer terminal, and the payment by yu'ebao will be charged if the mobile terminal operates to transfer to the card.
The following two factors affect the arrival time:
Amount of transfer
If the amount of transfer is more than 50000 yuan, the arrival time is the next day. If the amount of the transfer is less than 50000 yuan, the time of arrival is not necessarily due to the following other factors.
Transfer time and bank
The service time of each bank is different, which will affect the arrival time. Take my example above, the service time of China Merchants Bank is 24 hours a day, so whenever I transfer money, the time to account is two hours. However, the service hours of ABC are 8:00-19:00 every day. If I transfer to ABC at 20:00, the time of account arrival is the next day; if I transfer to ABC at 12:00 at noon, the arrival time is two hours.
Four seas Network Life Encyclopedia special tips: the service time of each bank is shown in the table below, through this table we can calculate the accurate time to account.