What is the latest wechat code scanning payment limit in 2018
4hw.com.cn: now mobile payment is developed, and wechat payment has become one of the mainstream payment methods. In our daily life, we only need to scan the code to pay for shopping, but wechat scanning payment has a limit, so what is the 2018 wechat scanning payment limit? Let's take a look at the details.
Nowadays, WeChat payment and Alipay payment have penetrated into our life. The payment of scan code has become the necessary payment method for every businessman.
But recently, a bad news came out that two-dimensional code payment will be regulated. The central bank issued new regulations on barcode payment, which made it clear that payment institutions must operate with license to provide barcode payment services, and also manage the barcode payment amount in different levels. The new regulations will be implemented from April 1, 2018.
We usually use scan payment method can be divided into two kinds, one is static code payment, the other is dynamic code payment.
Static code refers to the two-dimensional code collection in wechat wallet. It allows businesses to save the collection code and print it out. Then we can scan it every time we pay.
Dynamic code refers to the payment to the merchant. After clicking it, there is a line of barcode on it. The cashier can scan it with the scanner and pay. Because the barcode is randomly generated, each time you click in, the payment code number is different, so it is called dynamic code.
This is the rule for dynamic barcode payment
According to your level of risk prevention ability, grade your payment limit.
According to the people's Bank of China, if two effective methods are adopted for verification, including digital certificate or electronic signature, the daily accumulative trading limit can be agreed independently, which is A-level.
If two effective methods are used for verification, but digital certificates or electronic signatures are not included, the accumulated daily transaction amount of the same customer shall not exceed 5000 yuan, which is level B.
If an effective method is adopted for verification, the accumulated daily transaction amount of the same customer shall not exceed 1000 yuan, which is level C.