How much is social security in 2018? Calculation formula of social security payment in 2018
4hw.com.cn: social security is a life security welfare given by the state to employees. As long as the corresponding number of years are paid, they can enjoy the medical reimbursement treatment and receive their own pension for life. So how much does social security need to pay a year? What is the proportion of social security delivery? What's the impact of social security disconnection? Let's follow Xiaobian to have a look.
How much will social security pay in 2018?
Endowment insurance: 21% per month, 8% by oneself; medical insurance: 9% per month, 2% by oneself; unemployment insurance: 2% per month, 1% by oneself; work injury insurance: 0.5% per month, no money by oneself.
What is the proportion of social security payment
Maternity insurance: the unit pays 0.8% every month, and does not pay a cent by itself; housing fund: the unit pays 8% for you every month, and you pay 8% by yourself; the proportion of your monthly payment is 8% + 2% + 1% + 8% = 19%.
The ratio of unit payment and your payment should be 413:190, which means that if you pay 190 yuan a month, the unit will pay 413 yuan, and the increase in the monthly social security account is 413 + 190 = 603.
What are the effects of social security disconnection?
It is understood that unemployment insurance and work-related injury insurance have little impact on each other, because there are many restrictions on receiving unemployment insurance, and the time for receiving unemployment insurance is short, ordinary people will not apply. And inductrial injury insurance is to hand in already used, so if appear break off situation influence also not big, want to look for when, the company turns in again can.
Hu of birth insurance, who has to pay for more than one year in a row and still pays for it in a row when giving birth, can enjoy the birth welfare. Therefore, if you leave your job and don't plan to have children in the near future, the impact is not significant. If the provident fund is cut off, it will be eligible to buy a house with unemployment loan within one year. The biggest impact of social security disconnection is medical insurance and endowment insurance, because women have to pay for 20 years and men have to pay for 25 years to enjoy life-long medical insurance. Once the disconnection exceeds three months, the payment period will be recalculated.
In the case of endowment insurance, it will take 15 years to get a pension for life after retirement. In case of disconnection, although there is no need to recalculate the payment period, it will affect the payment percentage points, and the money may be less after retirement.