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Alipay upgrade delay to account Alipay delay to account how to use

Alipay upgrade delay to account Alipay delay to account how to use

Four seas network: Nowadays, mobile payment is developed, traditional swindling Gang turns to telecom fraud, and users get information from the Internet, allowing users to transfer their accounts online. But this phenomenon may be delayed with Alipay upgrade. What is the matter of delaying the arrival? Let's have a look.

In August 21st, at the 2018 network security ecology summit, Rui Xiong Wen, vice president of ant gold clothing group, announced that the delay in arrival of Alipay has been upgraded to 2. If fraudulent transfer is not yet reached, a timely warning will freeze the transaction. Once the police issue a stop payment instruction, the transfer will be returned.

It is understood that Alipay's risk control can also identify risks, if it is judged that there is a risk of transfer, it will take the initiative to suggest that "may be experiencing telecommunications fraud", and recommended that users cancel the transfer or delay transfer. During the trial operation of this function, many users have been helped to recover the loss. Rui Xiongwen also introduced other means of using science and technology to control black ash production.

At the same time, Alipay joint police optimized the anti fraud process: for those who choose to delay arrival, if they find themselves cheated before arrival, though the users can not withdraw them voluntarily, the transfer will be temporarily frozen by uploading the relevant certificates of the alarm. Once the police determine that it is a fraud, the transfer can be made back.

More importantly, even if the user did not choose to delay the transfer, if Alipay's risk control identified the risk of transfer, such as the history of the account receivable account, the flow of funds and other suspicious behavior, Alipay will take the initiative to remind users to delay the transfer. The AI AlphaRisk behind this is the fifth generation wind control system of Alipay.

Public data show that with the help of intelligent wind control, Alipay's loss rate is below five of 10 million points, far below the 2/1000 level of international counterparts. And even if there is a small probability of fraudulent, Alipay also has a full payment of stolen user protection mechanism, Alipay launched last year, "you dare to accept, I dare to pay", will expand the scope of protection to use the code to receive the money code: quilt code can also be paid.