I don't want to take all my savings out when I buy a more expensive car. If I want to choose a loan, I need to pay for it in installments. What are the conditions for dealing with it? What are the procedures for car loan? Let's get to know with Xiaobian.
The conditions for car purchase by installment are different in every place, except for every city, and the conditions for each loan channel are also different.
Let's talk about the general bank's conditions for installment purchase! The bank needs to provide social security, work certificate and half a year's Bank flow. If the purchased vehicle is a luxury car with high price, it also needs to provide personal property certificate in the local area. If the financial requirements of the manufacturer are looser than that of the bank, there is no need for social security, but the interest must be higher than that of the bank.
What's the procedure for buying a car by installment
The procedures for buying a car by installment are similar to those for buying a car by full payment. To buy a car by installment, you only need to provide more relevant information, such as social security, bank flow, work certificate, real estate certificate, etc. you only need to provide information, and you are not required to attend to the site. Generally, car dealers will have a special person to handle the relevant procedures for you.