How much is the maximum amount of yu'ebao in 2017 adjusted again
4hw.org: according to the survey, the deposit reserve of yu'ebao in the first quarter is more than the sum of the four major banks, the quantity is amazing, the number of users of yu'ebao is increasing, most people are willing to put the idle money into yu'ebao, and money can be generated safely. That is to say, after the limit of yu'ebao last time, yu'ebao recently lowered the maximum limit again. Let's see what the maximum limit of yu'ebao 2017 is!
In the evening of August 11, Tianhong Fund released a notice that from zero on August 14, the upper limit of the holding amount of Yuebao personal trading account was adjusted to 100000 yuan, and the existing stock was not affected. This is the limit reduction measure taken again after Tianhong fund lowered the maximum limit of yu'ebao's individual users on May 27 this year.
In short, after the adjustment, if the user's money in yu'ebao is less than 100000 yuan, he can continue to transfer in funds; if it reaches or exceeds 100000 yuan, he cannot transfer in more funds. Before August 14, the money in yu'ebao has exceeded 100000 yuan, so you can continue to enjoy the income without transferring it out. Meanwhile, the transfer out, consumption and income settlement of yu'ebao will not be affected.
According to the public data, most users of yu'ebao are mainly engaged in micro financing, with the per capita investment of only a few thousand yuan, far less than 100000 yuan. Therefore, this adjustment has no impact on most users of yu'ebao.
Since this year, due to the tight market funds and the overall high level of monetary fund yield, the yield of yu'ebao has been above 4% for three consecutive months since May, which keeps its scale growing rapidly. According to public data, by the end of June 2017, yu'ebao had grown to 1.43 trillion, becoming the largest Monetary Fund in the world. However, the yield of yu'ebao has also declined in the past two weeks, and now it is back below 4%.
Guo Tianyong, a professor at the school of finance, Central University of Finance and economics, said that after yu'ebao became the world's largest monetary fund, there was no need for yu'ebao to pursue the rapid growth of scale. It was the most important to ensure the healthy and steady development of the whole fund. After lowering the maximum amount of personal holdings this time, it is expected that the growth rate of yu'ebao will slow down appropriately, which will help them maintain the position of small amount dispersion, achieve the effect of more stable operation, and also benefit the investment management of Tianhong fund.
Zhao Qingming, chief economist of the Research Institute of CICC, believes that in the fund industry, it is a routine practice for fund companies to take the initiative to adjust the amount of subscription. This time, yu'e Bao took the initiative to slow down the growth, self-discipline and jog, mainly for the purpose of 'stabilizing and stabilizing', reflecting its prudent and prudent management mode, which is beneficial to yu'e Bao's long-term stability.
Asked if the reduction of the quota has something to do with the relevant supervision, ant financial said: 'Tianhong fund's adjustment of the maximum holding quota of yu'ebao has nothing to do with the supervision. Yu'ebao quota adjustment is an active adjustment of Tianhong fund company, which is to keep yu'ebao stable operation. '
As for whether it will continue to reduce the maximum amount of personal holding in the future, ant financial said to the economic observer that there is no plan to continue to reduce the amount.