Sihai network

be careful! Wechat will charge for this function from August 1

Sihai network: WeChat has announced a new regulation that has aroused people's concern. But why did Alipay users laugh? Let's take a look at the specific situation.

Wechat suddenly announced that since August 1, many netizens have been depressed by the fact that wechat credit card charges 0.1% for each payment. After all, now we go out very rarely with cash, many assets are placed in WeChat Alipay, monthly credit card is also through these 2 platforms. At present, wechat still has a free repayment amount of 5000 yuan, over which a handling fee will be charged.

As for the reason why the credit card of wealth management is charged? Wechat official explanation said: because the cost is too high, Tencent explained before: Tencent TenPay repayment credit card, behind each repayment, there will be a payment channel fee. In order to make the majority of users enjoy free product experience, Tencent TenPay has been putting in the cost to subsidize the fee.

That is, when WeChat opens the credit card repayment fee and raises the charges, Alipay also beyond all expectations is giving users money.

The first point is that Alipay can get a certain bonus every day, which is the most realistic for users.

What is even more remarkable is that Alipay recently launched a reserve fund. Each user can get 500 yuan per month, which is interest free for one week.

Alipay launched this function on the occasion of WeChat's repayment fees, which is quite 'timely'. WeChat did be taken by surprise in Alipay's payment area, and the market was born and the market was torn away by half. Now that WeChat charges there, it is self-evident that Alipay is spreading money and where the user flows.

So the problem comes. Although wechat explains the reason for charging to users, it still causes users' extreme dissatisfaction. But think about it carefully, wechat really has this foundation.

The reason why wechat dare to launch cash withdrawal and credit card repayment charges lies in its strong market position. On the one hand, it's a monopoly on social networking. Whether it's wechat or QQ, Tencent's software almost monopolizes Chinese social networking. On the other hand, the monopoly of the mobile payment market will lead to the formation of WeChat and Alipay giants. Today, wechat is an application installed and put on the first screen by almost every Chinese smartphone user.

Because, in fact, the social field is the biggest Tencent. It's not QQ or WeChat. I don't believe you can say third social software awesome. Is that the truth?