4hw.com.cn: the use of credit card is quite common in the current society. Many of the above classes will choose credit card as a daily consumption tool. How can the Bank of Communications credit card be swiped free of annual fee?
How can bank of Communications credit card avoid annual fee?
1、 Annual fee standard of credit card of Bank of Communications
Annual fee of main credit card of Bank of Communications: 1000 yuan for platinum card, 200 yuan for dual currency card, 140 yuan for dual currency card and 80 yuan for single currency card.
Annual fee of subsidiary card: 50% of the corresponding annual fee of main card.
See the table below for the annual fees of common credit card types of Bank of Communications:
2、 Bank of Communications credit card annual fee free policy
All credit cards (except platinum cards) of Bank of communications are exempt from the annual fee of the first year, and the annual fee of the next year is exempted for six times of card consumption.
reminder:
① Six times of consumption is limited to POS payment of physical stores, and online payment is not included in the times.
② The annual fee period of BOCOM's credit card is calculated from the issuing date, not the natural year.
③ Whether the Bank of Communications credit card is activated or not, the Pacific dual currency card will charge an annual fee of 140 yuan, while the gold card will charge 200 yuan. So the friend who applied for the credit card of BOCOM must remember to activate and then cancel the unused card.
3、 Calculation method of annual fee cycle of Bank of Communications credit card
The annual fee cycle is calculated from the current month of the card verification date. Every 12 consecutive natural months is an annual fee cycle. For example, if your card is verified in February, the annual fee is calculated from February of each year to February of the next year.
4、 When will the annual credit card fee of BOCOM be deducted
The annual fee cycle of BOCOM's credit card is calculated from the issuing date, not the natural month and year. For example, if the issuing date of credit card is December 1, 2013, the annual fee for the first year will be from December 1, 2013 to November 30, 2014, and the annual fee for the next year will be postponed in turn. The first annual fee of BOCOM platinum card shall be charged on the first billing day after the card opening activation.