1. It's true that the flood is merciless. Sometimes when the flood comes, the car doesn't even have a chance to hide. Sometimes when passing through the depression, the car is smothered to put out the fire and the water is flooded.
2. In fact, the insurance company can pay for the flood, but it can't make a second fire when it's flooded. If the loss is caused by the second fire, it may refuse to pay.
3. When the car is flooded, first of all, you can't start the fire again, and you need to see what kind of insurance your car has. It's useless if you only have traffic insurance and a third party.
4. Only car damage insurance company will pay you, and only some of the costs of cleaning and some of the core replacement costs.
5. In fact, there is also an engine water risk insurance for the vehicle insurance. Only the vehicle with this insurance can be replaced after being flooded.
6. If there is no engine water insurance and only car damage, the insurance company will only pay for your engine cleaning and repair costs and will not replace it for you.
7. Therefore, when you want to insure your car, you must choose the type of insurance for your car and find out what the insurance covers.