2017 what is the charge for Alipay cash withdrawals? What is the standard of Alipay 2017?
Sihai network: Alipay's introduction to popularity, Alipay can be seen as the history of China's online shopping and mobile payment development, Alipay has been free, since October 12, 2016, Alipay withdrawals began to charge the transfer, 2017 Alipay latest transfer charges what is the standard?
I. notice of withdrawal and transfer to bank card
In order to continuously enhance the service capability of Alipay to provide you with more excellent services, the rules of cash withdrawal and transfer to card fees in October 12, 2016 are as follows:
Personal users:
1. Each user who has passed the real name will enjoy a basic free quota of 20000 yuan (including transfer to bank card and withdrawal of account balance) for life. If the quota is exceeded, service fee will be charged at 0.1% of the exceeded amount, with a minimum of 0.1 yuan per transaction.
2. At present, there is no basic free quota for non real name accounts. The service fee is 0.1% for the amount transferred to the card, with a minimum of 0.1 yuan per transaction. In order to provide you with better services, it is recommended that you complete the real name certification as soon as possible.
Enterprise users:
Not affected by this charging policy, no charge for the time being.
reminder:
1. a number of Alipay real name accounts registered with the same identity card share a basic free quota.
2. if your basic free quota is used, you can use the ant score to exchange the free quota on the mobile Alipay (1 points =1 yuan free quota).
Two, transfer to Alipay account charges.
In order to meet the needs of users at any time and anywhere, the Alipay will adjust the preferential policies of transfer services between Alipay accounts of Alipay users. The specific charging standards are as follows:
1, Alipay APP operation transfer free service charge, computer terminal charges 0.1% service fee, 0.5 yuan from the collection, 10 yuan cap;
2, Alipay transfer service includes but not limited to transfer payment, AA collection, I want to collect money. If the cost is incurred, Alipay will charge the service fee to the creator.
Payment transaction: the handling fee is extra charged, not deducted from the principal;
Collection transaction: service charge deducted from principal
3. The transfer transaction is a direct payment transaction (e.g. I want to pay), which does not distinguish where the transaction is created, and whether the charge is only for the payment platform. The payer pays the payer on the computer side, and the Alipay APP pays for free. The payee creates a transaction on the computer side and charges the creator. The transaction created by Alipay APP is free, no matter where the payer pays. Transfer transactions are collection transactions (e.g. I want to collect and AA collect). It does not distinguish which platform the payer pays on. Whether to charge is for creating a platform.
Such as: Xiao Ming creates a 10 yuan through the computer, and I want to receive the payment transaction. The paying party pays 10 yuan, and charges 0.5 yuan service charge to the founder. Xiaoming receives the sum of 9.5 yuan from the Alipay account.
4. Free traffic is shared by all related accounts.
III. Taobao sellers
1. After the Taobao seller opens the store for two days, the free quota will take effect and will be charged according to the standard of "Taobao seller"; the previous two days will still be calculated as "ordinary user"
2. Taobao sellers have no free quota after closing the store for two days
3. Taobao store judgment conditions:
Taobao shop name can be displayed in the front desk, indicating that the shop is open
4, if the system is temporarily unable to determine the identity of Taobao sellers and Alipay signings, then the charges will be charged by ordinary users. And add a line of explanatory text at the top of the transfer form page: 'your user type cannot be identified temporarily. If it is a merchant, please refresh to obtain the corresponding charging standard. '
5, Taobao sellers, Alipay did not sign the transfer of merchants in the station, for the certification user is 10 thousand yuan free flow, if the month spent 15000 yuan, was charged 25 yuan service fee, then in the month to light the gold account, the month's free quota is only 5000 yuan. The free quota shared by the associated account will take effect 2 days after the associated main account.