4hw.org: since August 1 this year, a large number of new regulations have been put into effect. What we ordinary people can most intuitively understand is that the service charge for cash withdrawal at the counter has been cancelled. What are the provisions for the cancellation of the service charge for cash withdrawal? What are the circumstances that will cancel the service charge for cash withdrawal? Let's have a look at them next!
From August 1, no matter you use self-service channel or outlet counter to withdraw cash at any outlet within the issuer's territory with debit card or passbook, there will be no handling fee. It is estimated that after the implementation of relevant measures, it is expected to reduce the burden on customers by 6.105 billion yuan per year.
In August, a number of new central and local regulations were officially implemented to protect economic and social development.
The service charge for withdrawing cash at the counter of the bank will be cancelled
The national development and Reform Commission and the China Banking Regulatory Commission have jointly issued a notice recently. Since August 1, they have cancelled the handling charges for withdrawing cash at the counter of an individual non local bank, suspended the handling charges for collecting promissory notes and bills of exchange, etc., and all commercial banks should take the initiative to exempt the account management fee and annual fee from the only account opened by customers in this bank. After the implementation of relevant measures, it is expected to reduce the burden on customers by 6.105 billion yuan per year.
The notice made it clear that the service charge for withdrawing cash at the counter of the bank in a different place for individuals will be cancelled. All commercial banks handle cash withdrawal business for individual customers of the bank through the counter (including ATM) of the bank in different places for free (excluding credit card cash withdrawal). At the same time, the Commission, loss reporting fee and cost of production of promissory notes and bank bills are suspended. (this article is edited and collated by sihai.com, reprinted and noted with source, original link: http://www.4hw.com.cn/life/)
According to the notice, each commercial bank shall continue to exempt the annual fee and account management fee (including small account management fee) for an account of the bank (excluding credit card and VIP account) designated by the bank according to the customer's application in accordance with the current policy. Each commercial bank shall, through its website, mobile app, business outlet bulletin board and other channels, and when handling business for customers, actively inform and prompt customers to apply for the designated free account. If the customer does not apply, the commercial bank shall take the initiative to exempt the annual fee and account management fee from the only account opened in the bank (excluding credit card and VIP account).