recently, Xiaobian was a little interested in investment and financing, but still not sure where to put the money? For some white-collar workers in the workplace, the interest rate of putting money in the bank is too low, so do you know what a good financial product? Love money into is a hot platform in the near future, both the loan side and the financial management side pay more attention to people, and the platform publicity is also relatively strong, so how to play love money into? Love money into and balance treasure which is good?
I. how to play with money?
Aiqianjin (Beijing) Information Technology Co., Ltd. (hereinafter referred to as "aiqianjin") is a P2P platform of Pratt & Whitney financial information service (Shanghai) Co., Ltd. It can make investment or loan through aiqianjin platform.
The account period of aiqianjin products is relatively flexible, with product coverage from three months in the short term to more than one year. The yield is also relatively high in the industry, 8% - 9% in the short term, 12% in the long term and 5.5% in the current period. (this article is exclusively compiled by WYH, editor of sihai.com. If you need to reprint it, please indicate the source and source. Related articles: http://www.4hw.com.cn/life/licai.html)
2. Which is better, love money and yu'ebao?
Income: at present, the expected annual income of aiqianjin is about 5.5% - 12%, which is much higher than the 2.0% income of yu'ebao.
Security: as a P2P platform, aiqianjin still has certain risks, especially the borrower's overdue risks. Yu'ebao, as a current fund product, takes as it is deposited, so the risk is relatively small. (this article is exclusively compiled by WYH, editor of sihai.com. If you need to reprint it, please indicate the source and source. Related articles: http://www.4hw.com.cn/life/licai.html)
Background: aiqianjin is a private platform with a general background, but it has ever obtained venture capital, which is a relatively reliable platform in the industry. As a financial product of Alipay, the balance treasure is backed by a strong Alibaba group. Security needs no concern. It should be second only to the safety of banks.
To sum up, compared with yu'ebao, aiqianjin mainly has higher income than yu'ebao, good security, but slightly lower income than yu'ebao, and no flexibility of yu'ebao.