do you like wechat transfer? Wechat transfer has become a kind of payment method that many people prefer. However, if you are not careful, how can you make up for the wrong account transferred by wechat? Wechat transfer can be set to the account time, but many people may not know this function. Follow Xiaobian to see how to get the money back when wechat transfers the wrong account?
If we set wechat transfer delay to account, we can ask wechat official for help to cancel the transfer before realizing the risk or error, so as to avoid the risk of fraud or misoperation. (this article is exclusively compiled by WYH, editor of sihai.com. If you need to reprint it, please indicate the source and source. Related articles: http://www.4hw.com.cn/life/licai.html)
1. Enter 'wallet' in wechat. (this article is exclusively compiled by WYH, editor of sihai.com. If you need to reprint it, please indicate the source and source. Related articles: http://www.4hw.com.cn/life/licai.html)
2. Click the three small points in the upper right corner. (this article is exclusively compiled by WYH, editor of sihai.com. If you need to reprint it, please indicate the source and source. Related articles: http://www.4hw.com.cn/life/licai.html)
3. Click: 'payment management'.
4. Click transfer to account time to select the time you need to arrive. Personal suggestion is to arrive at the account within 2 hours, which will not appear too long, or to make corresponding countermeasures in time in case of transfer of wrong account.
Although the technique of delaying the receipt of accounts does not necessarily solve the risk of transfer to wrong accounts or fraud, it can win a certain time for us to alarm or contact wechat official processing. (this article is exclusively compiled by WYH, editor of sihai.com. If you need to reprint it, please indicate the source and source. Related articles: http://www.4hw.com.cn/life/licai.html)
How can I get the money back?
1. Communicate with each other
If you use Alipay or WeChat to change the wrong account, you can get in touch with the other party (telephone or App chat function). The acquaintance will naturally return to you. If you are a stranger, please communicate with them first, then ask the other party to return the money back to you.
2. Let customer service communicate with each other
If you meet someone who is determined not to return money, don't just fight with each other. Call customer service and ask for help.
3. Judicial approach
For the payee, this "windfall" belongs to unjust enrichment. According to Article 92 of the general principles of the civil law, if anyone obtains improper interests without legal basis and causes losses to others, he shall return the obtained improper interests to the person who suffers losses If the wechat transfer is found to be wrong, the party concerned shall contact the other party in time to explain the situation and ask the other party to return it, and the other party shall have the obligation to return it.
If the other party refuses to return, the party concerned may sue the other party in court with unjust enrichment.
It should be reminded that according to relevant laws and regulations, the jurisdiction court of unjust enrichment dispute is the defendant's domicile, and the court of the place where the principal is located has no jurisdiction, so it is necessary to sue in the court of the defendant's domicile or habitual residence. In addition, we must keep wechat transfer records and bank card details, which can be submitted as evidence. As long as the facts are clear and the evidence is complete, the victim can easily win the lawsuit and recover his loss.
What to do if you don't know the identity information of the other party?
1. If the other party is registered with the mobile number, it can try to find its identity information through the mobile number;
2. If you still can't confirm the identity information of the other party in this way, you can try to communicate with wechat background to seek the help of staff.
By the way, the victim of wechat's transfer of the wrong account is the loss caused by his own fault. Wechat itself has no fault, so he has no right to ask wechat to compensate for the loss.