4hw.com.cn: now wechat has the function of change. Usually, if you grab a red packet in wechat group, you will save it in wechat change. It's estimated that there are more or less money in wechat change of many small partners. It's better to withdraw it directly to your bank card. So, what's the service charge for withdrawing cash from wechat in 2018, and how can wechat withdraw cash for free? Let's get to know.
Wechat withdrawal service fee standard:
According to the official announcement of wechat, each user can enjoy 1000 yuan of free withdrawal quota for life, not every day or every month. The user can enjoy the same 1000 yuan of free quota for multiple wechat accounts under one user name based on the ID number. It is understood that wechat does not stipulate the number of daily withdrawals, but the limit of a wechat change withdrawal is: 50000 yuan per transaction per day.
How to withdraw from wechat free of service charge
Wechat withdrawal service fee
The charging scheme of wechat withdrawal service fee is: each user (with ID card dimension) will enjoy 1000 yuan of free withdrawal quota for life, and the excess part will be charged according to the bank rate. The current rate is 0.1%, and each minimum charge is 0.1 yuan. Wechat red packet, face-to-face payment, AA collection and other functions are not affected and free of service charges.
How long does wechat withdrawal arrive?
If wechat change is cashed before 16:00 of the day, it will arrive before 23:59 of the day. If it is cashed after 16:00 of the day, it will arrive before 23:59 of the next day. If wechat cashing single transaction is more than or equal to 50000 yuan, no matter mobile phone or computer, it will arrive before 24:00 of the next day. In addition, in case of statutory holidays or rest days, the time of receipt shall be postponed.
What are wechat free withdrawal methods?
1、 Use wechat to pay more. For some people, we can't avoid using wechat wallets. If we don't want to be charged for handling fees, we will spend them without cash withdrawal. Now, WeChat also uses credit cards, online shopping, takeaway, movie tickets, and telephone bills. It is very convenient for some customers to buy WeChat tickets. Some other platforms only support WeChat's payment, but do not support Alipay.
2、 Use wechat transfer function. Although wechat cash withdrawal is about to start charging, the new announcement also mentions that there will be no transfer charges, so in order to save money, you can use the transfer function more. For example, if you owe others money, you can choose to transfer it with wechat change, and leave the trouble of withdrawing and charging to others. Of course, this move should not be used frequently, or affect feelings.
3、 Buy "wealth management" and withdraw the money to the bank card. To put it simply, you can use change to buy the goods base in the wealth management channel, and then get back the bank card. For quick withdrawal of 2-hour account arrival, the single limit is 20000 yuan, three times a day, and for ordinary withdrawal of the next day account arrival, the limit and times are not limited. First, enter from wechat's "i-wallet-wealth management". Choose any monetary fund point to buy, and then choose 'wechat payment - change payment'.