Which is better, yu'e Bao? Which is safer, yu'e Bao? Yu'e Bao Li's earnings are in great contrast. Four seas net editor will teach you how to choose yu'e Bao and yu'e Bao. It seems that Tencent's propaganda is not strong enough, so more people are willing to put money into yu'ebao! What's the difference between the two?
Income comparison of yu'e Baoli CAITONG
Alipay launched the balance of treasure to cultivate user habits of Internet financial management. When seeing a large harvest, Tencent WeChat jumped out and launched CAITONG. It's hard to cultivate a new habit. Tencent seems to be waiting for this moment. Hundreds of millions of wechat users suddenly make yu'ebao unable to sit down. There are a lot of comparisons between yu'ebao and wealth management communication. Here, we compare and analyze the income of yu'ebao and wealth management communication.
Alipay wallet balance treasure daily interest rate of about 1 yuan, equivalent to the annual interest rate is 3.65%, higher than the bank's annual regular basis, the formula is (balance treasure /10000* fund company's income per 10000), for example, today's ten thousand income is 1.1, the formula is calculated every day is 1 yuan up, one month by 30 days count is 30*1.1=33 yuan. (this article is exclusively compiled by WYH, editor of sihai.com. If you need to reprint it, please indicate the source and source. Related articles: http://www.4hw.com.cn/life/licai.html)
1. How about the income of Yu EBAO
The money fund behind yu'ebao is Tianhong zengbao money fund, whose income is much higher than that of the bank. Because it can consume as much money as Alipay, many people keep the change in the balance. There are specific data showing the trend of the annual yield of yu'ebao. You can see that the yield of yu'ebao is not over 7%, and it is below 6% most of the time. The trend of the yield of yu'ebao is relatively stable. (this article is exclusively compiled by WYH, editor of sihai.com. If you need to reprint it, please indicate the source and source. Related articles: http://www.4hw.com.cn/life/licai.html)
2. How about the income of wealth management
Behind wechat wealth management link is Huaxia fortune treasure monetary fund, and the income of wealth management link is a little higher than that of yu'ebao. The highest seven-day annualized yield is over 7%, and the latest yield is less than 5%, almost the same as yu'ebao. But there are more users of yu'ebao than those of zhijingtong. Now, there is no balance treasure fire in financial management. (this article is exclusively compiled by WYH, editor of sihai.com. If you need to reprint it, please indicate the source and source. Related articles: http://www.4hw.com.cn/life/licai.html)
3. Future income of yu'ebao and wealth management
From the perspective of the trend since the listing of wealth management link, the income of wealth management link is obviously better than that of yu'ebao, so what will happen in the future? First of all, yu'ebao will not wait to die, and has made some attempts in regular wealth management products and launched new wealth management income. And the financial management is bound to have new actions.
4. Scale of Yu EBAO and wealth management
The scale of yu'ebao and wealth management pass cannot be ignored. As of December 31, 2013, the scale of yu'ebao is 185342 million yuan, while that of wealth management pass is only 1.065 billion yuan. In the process of continuous growth of wealth management pass, we will see the trend of its income.