There are more and more ways of lending. Micro credit is a new product. What is micro credit? How to open the micro loan? What details should we pay attention to when registering to open micro credit? Interested friends can learn about it with Xiaobian.
Micro credit is a credit product of Tencent's Micro banks, with a maximum amount of 300000 yuan and a daily interest rate of 0.05%. The way of opening is Tencent invitation system, only a few Tencent seems to have good conditions.
First of all, I'd like to emphasize that many people have seen the ads of forced micro loan in their friends' circle, and the charges are not very low. Today's editor told you that this ad must not be believed, and forced loan is impossible.
However, through some methods, it can be achieved to improve the opening probability of micro loan, but it must be built in time.
First of all, let's tell the unknown friends that there are two channels for micro credit, namely wechat wallet and QQ wallet.
The following will introduce some details that need to be done to open the micro loan.
1、 Real name authentication QQ, wechat, binding real name mobile phone number, bank card and credit card, and it's better to have the latest six credit card repayment records, TenPay must be registered with real name, associated with QQ number.
2、 Buy some financial products on wechat or QQ appropriately, so that wechat banks feel that you are a good person.
3、 Wechat has many cooperative third-party platforms, such as train tickets, Didi travel, Jingdong optimization, meituan takeout, mushroom Street women's wear, 58 home and so on, which make wechat banks feel that you are a person with consumption ability.
4、 Unify all the online shopping harvest addresses into one.
Five, WeChat and QQ are concerned about the official account of Tencent, and then click on the real name binding.
6、 There should be running water, which is the same meaning as bank running water. It's better to find ten people to brush the running water once a day. It's the same to collect money and give money to others. The main thing is not to withdraw money when you receive it. No matter how much money you leave on wechat, you can continue to brush it the next day.
7、 Take part in Tencent's public welfare activities, such as sports donation, donate a little every month, and don't have much money, but show that you are a caring person, so as to increase the goodwill of the platform for you.
8、 More use of TenPay can apply for micro loan through QQ wallet entry, because the higher the QQ level, the higher the possibility of obtaining micro loan invitation.
To open micro credit, we have to pay attention to the above; there is also an important point, in the personal credit system, there must be no overdue; finally, we will tell you that micro credit is also on credit investigation.