It's about 2000 to 5000 just opened, which can be improved slowly. JD will first rate the data such as consumption records, distribution information, return information and shopping evaluation of users in JD, and each user will get corresponding credit limit, up to 15000 yuan.
1. Those who have never bought anything cannot apply for Jingdong Baitiao.
2. Because the requirement of applying for Jingdong Baitiao is to be a member above Jingdong bronze medal (registered member).
3. Characteristics of Jingdong Baitiao: firstly, Jingdong Baitiao is a financial product of Jingdong Mall, which can only be used by binding credit card; secondly, Jingdong Baitiao can only buy its own products, and can't buy other and illusory products temporarily, and then the amount of Jingdong Baitiao is determined according to the purchasing ability;
4. The quota of Jingdong Baitiao is given independently by Jingdong according to the credit rating. Every six months, Jingdong will adjust the quota according to the credit situation.
5. Jingdong Baitiao has no service charge, and the rate is 0.3% lower than that of the bank. There is no specific limit. What we know at present is that we can apply for a credit limit of up to 15000 yuan, and it's also difficult to apply for a pass. Generally, the pass limit is several thousand yuan.
Jingdong has not released the specific standards for users of "Baitiao", only indicating that it will rely on the existing big data of Jingdong to evaluate users.
After landing in Jingdong, click to enter my Jingdong, you can see the Jingdong white bar on the right side of the page, click to activate immediately, then fill in the information according to the prompt, and wait for the audit result.