what should I do if RMB is damaged and moldy? Can I change it at the bank? Chengdu citizens gave 200000 yuan of cash to their parents for safekeeping three years ago, and the parents put the money under the bed that they thought was "the safest". However, three years later, it's heartbreaking to see that all the money is moldy and hairy!
Recently, people need to buy houses with money. When their parents open the boxes under their beds, they are fooled: 200000 yuan is glued together and covered with mildew.
When the money was transferred to the bank for exchange, the stink of the moldy money made one staff member retch on the spot, and another staff member had to wear a mask due to nausea after counting for about 10 hours. (this article is exclusively compiled by WYH, editor of sihai.com. If you need to reprint it, please indicate the source and source. Related article link: http://www.4hw.com.cn/life/zone.html)
How to do with damaged and moldy paper money?
How to exchange dirty currency and residual currency? What are the exchange standards for RMB residual currency?
According to the relevant regulations of the people's Bank of China, there are two kinds of RMB exchange: full exchange and half exchange. It is worth noting that if the incomplete part of RMB is less than 1 / 2, the bank will not exchange it. (this article is exclusively compiled by WYH, editor of sihai.com. If you need to reprint it, please indicate the source and source. Related article link: http://www.4hw.com.cn/life/zone.html)
How to deal with damaged and moldy banknotes
Standards for full exchange of RMB residual currency:
A financial institution shall exchange the full amount of the original face value to the holder if it is able to distinguish the face value, the remaining 3 / 4 of the face value and the damaged or defaced RMB whose patterns and words can be connected as they are;
1. Be able to distinguish the face value, with the remaining 1 / 2 (including 1 / 2) to less than 3 / 4 of the face value, and the incomplete and defaced RMB whose patterns and characters can be connected as they are, the financial institution shall exchange half of the original face value to the holder.
2. If the paper money lacks 1 / 4 of its original face value in a positive cross, it shall be converted into half of its original face value.